Card Comparison
Capital One Venture X Rewards vs Discover it Secured
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$395/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
100,000 points
Spend $10,000 in 6 months
See issuer
Top Earn Rates
- Hotels (Capital One Travel) 10x
- Rental Cars (Capital One Travel) 10x
- Flights (Capital One Travel) 5x
- Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, 2x
- All Other Purchases 1x
Reward Type
miles
cashback
Key Credits
- Annual Travel Credit $300
- Global Entry/TSA PreCheck Credit $120
None
Card Perks
- Capital One Lounge Access
- Priority Pass Select
- 10,000 Anniversary Bonus Miles
- +2 more
None listed
Transfer Partners
- British Airways Executive Club
- JAL Mileage Bank
- Qatar Avios
- I Prefer Hotel Rewards
- Flying Blue
- +16 more
Cash back only
Common Questions: Capital One Venture X Rewards vs Discover it Secured
Is the Capital One Venture X Rewards or Discover it Secured better for dining?
Capital One Venture X Rewards has no dining bonus; Discover it Secured earns 2x on dining.
Which has the higher signup bonus in 2026?
Capital One Venture X Rewards currently offers 100,000 pts signup bonus (spend $10,000 in 6 months). Discover it Secured offers $150 signup bonus. Capital One Venture X Rewards has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Capital One Venture X Rewards and the Discover it Secured?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One Venture X Rewards is from Capital One and Discover it Secured is from Discover, so they're governed by separate bank policies.