Capital One
Estimated value: 1.1¢ per points
Capital One Rewards is a growing transferable points program with competitive airline and hotel partners. Earned through Venture X, Venture, Savor, and Spark business cards. Key strengths: - Strong airline partner list including many not available through Chase/Amex - Venture X offers premium lounge access (Capital One Lounges + Priority Pass + Plaza Premium) - Purchase Eraser allows flexible travel statement credits at 1 cpp - No foreign transaction fees on all rewards cards - Miles transfer to 15+ airline and hotel partners - Capital One Lounges are among the best domestic airport lounges
Current promotions on transfers from Capital One
Airline and hotel programs you can transfer Capital One points to
Accor Live Limitless
1:0.5 ratio
Aeromexico Club Premier
1:1 ratio
Air Canada Aeroplan
1:1 ratio
Asiana Club
1:1 ratio
British Airways Executive Club
1:1 ratio
Cathay Pacific Asia Miles
1:1 ratio
Choice Privileges
1:1 ratio
EVA Air Infinity MileageLands
1:0.75 ratio
Emirates Skywards
1:1 ratio
Finnair Plus
1:1 ratio
Flying Blue
1:1 ratio
I Prefer Hotel Rewards
1:2 ratio
JAL Mileage Bank
1:0.75 ratio
Qantas Frequent Flyer
1:1 ratio
Qatar Avios
1:1 ratio
Singapore KrisFlyer
1:1 ratio
TAP Miles&Go
1:1 ratio
True Blue
1:0.6 ratio
Turkish Miles&Smiles
1:1 ratio
Virgin Atlantic Flying Club
1:1 ratio
Wyndham Rewards
1:1 ratio
Cards in This Program
Capital One Quicksilver Cash Rewards
Capital One
20,000 points bonus · ~$370 value
Capital One SavorOne Cash Rewards
Capital One
20,000 points bonus · ~$370 value
Capital One Platinum
Capital One
Capital One VentureOne Rewards
Capital One
20,000 points bonus · ~$4 value
Capital One Platinum Secured Credit Card
Capital One
Capital One SavorOne Student Cash Rewards Credit Card
Capital One
Capital One Quicksilver Student Cash Rewards Credit Card
Capital One
Capital One VentureOne Business
Capital One
50,000 points bonus · ~$925 value
Capital One QuicksilverOne Cash Rewards Credit Card
Capital One
Capital One Venture Rewards
Capital One
75,000 points bonus · ~$1390 value
Capital One Venture Business
Capital One
150,000 points bonus · ~$2775 value
Capital One Venture X Rewards
Capital One
75,000 points bonus
Capital One Venture X Business
Capital One
200,000 points bonus · ~$3700 value
1.1¢
per points (baseline)
Transfer partners and strategy (most are 1:1): Airlines: - Turkish Miles & Smiles: Incredible Star Alliance sweet spots (1:1) - Avianca LifeMiles: Low-cost Star Alliance bookings, no fuel surcharges (1:1) - Air Canada Aeroplan: Free stopovers, great Star Alliance access (1:1) - British Airways Avios: Short-haul sweet spots on AA/Alaska (1:1) - Emirates Skywards: Premium cabin redemptions on Emirates (1:1) - Qantas Frequent Flyer: Good for oneworld premium cabin (1:1) - Singapore KrisFlyer: Singapore Airlines premium cabins (1:1) - TAP Miles&Go: Cheap Star Alliance awards to Europe/South America (1:1) - Cathay Pacific Asia Miles: Premium Asia-Pacific flights (1:1) Hotels: - Wyndham Rewards: 1:1, flat 15,000 pts/night for any property is solid value - Accor Live Limitless: 1:2 (1 mile = 2 Accor pts) Strategy tips: - Turkish Miles & Smiles has some of the best award charts: 7,500 miles for domestic US one-way - Avianca LifeMiles: Book United flights with no fuel surcharges - Use Purchase Eraser at 1 cpp as a backup if no good transfer options - Check Air Canada Aeroplan for Star Alliance business class to Europe - Emirates at 1:1 is great for Emirates first class bucket-list flights
Best redemption values: Turkish Miles & Smiles sweet spots: - 7,500 miles one-way domestic US economy (one of the cheapest in any program) - 45,000 miles one-way US to Europe in business class - 12,500 miles one-way US to Canada/Mexico/Caribbean in economy Avianca LifeMiles: - Book United saver awards without fuel surcharges - 63,000 miles round-trip US to Europe in business class - 30,000 miles round-trip US to South America in economy Emirates first class: - 108,750 miles one-way US to Dubai in first class - Worth $10,000+ for the Emirates first class experience Air Canada Aeroplan: - 60,000 pts one-way in business class to Europe - Free stopover on round-trips in connecting cities Capital One travel portal: - Use as a baseline at 1 cpp (Purchase Eraser) - Venture X portal at 10x for hotels/cars gives effective 10 cpp earn rate Wyndham: - 15,000 pts/night flat rate means great value at premium Wyndham properties - Transfer for beach resorts that book at $200-400/night Avoid: - Cash back at less than 1 cpp - Amazon shop with points
Card stacking strategy for maximum earning: Premium card: - Venture X: 2x on everything, 10x on hotels/car rentals via portal, $300 travel credit, lounge access - Venture X Business: Similar benefits for business spending Mid-tier: - Venture Rewards: 2x on everything, solid for simplicity - Savor Rewards: 4x dining/entertainment, 3x groceries, 3x streaming - SavorOne: 3x dining/entertainment/groceries/streaming (no AF) Business cards: - Spark Miles: 2x on everything - Spark Cash Plus: 2% unlimited cash back (or transfer to miles) Key tips: - Venture X 2x on everything is competitive as a one-card solution - Stack Savor (4x dining) with Venture X for dining purchases, Venture X for everything else - The $300 travel credit on Venture X effectively makes the $395 AF just $95 - Capital One Shopping portal stacks with card earning for online purchases - No 5/24 rule like Chase; approval is based on individual factors