The Capital One Savor Cash Rewards and Chase Sapphire Preferred are closely matched. Capital One Savor Cash Rewards wins on 2 categories (20,000 pts signup bonus); Chase Sapphire Preferred wins on 2 (75,000 pts signup bonus). The better pick depends on your spending patterns.
Capital One Savor Cash Rewards vs Chase Sapphire Preferred
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Capital One Savor Cash Rewards is no longer available for new applicants. Historical data is preserved here for reference.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Capital One Entertainment 8x
- Hotels (Capital One Travel) 5x
- Vacation Rentals (Capital One Travel) 5x
- Chase Travel 5x
- Dining 3x
- Streaming 3x
- hotel stays purchased through Chase Travel. $50
- DoorDash Credit $10
- DoorDash Dashpass (~$100/yr)
- British Airways Executive Club
- JAL Mileage Bank
- Qatar Avios
- I Prefer Hotel Rewards
- Flying Blue
- +15 more
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Quick summary
A short version of the comparison with the main differences at a glance.
The Capital One Savor Cash Rewards and Chase Sapphire Preferred are closely matched. Capital One Savor Cash Rewards wins on 2 categories (20,000 pts signup bonus); Chase Sapphire Preferred wins on 2 (75,000 pts signup bonus). The better pick depends on your spending patterns. On raw upside, Capital One Savor Cash Rewards tops out at 8x versus 5x for Chase Sapphire Preferred. Current signup bonus values are roughly $370 for Capital One Savor Cash Rewards and $1500 for Chase Sapphire Preferred. Updated May 31, 2026. Source: https://cardcurator.ai/compare/capital-one-savor-cash-rewards-vs-chase-sapphire-preferred
- Capital One Savor Cash Rewards wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Capital One Savor Cash Rewards reaches 8x; Chase Sapphire Preferred reaches 5x.
- Annual fee: Capital One Savor Cash Rewards is no annual fee; Chase Sapphire Preferred is $95/yr.
- Current public bonus values are approximately $370 and $1500.
Common Questions: Capital One Savor Cash Rewards vs Chase Sapphire Preferred
Is the Capital One Savor Cash Rewards or Chase Sapphire Preferred better for dining?
Capital One Savor Cash Rewards earns 3x on dining; Chase Sapphire Preferred earns 3x on dining. Capital One Savor Cash Rewards wins for dining.
Which has the higher signup bonus in 2026?
Capital One Savor Cash Rewards currently offers 20,000 pts signup bonus (spend $500 in 3 months). Chase Sapphire Preferred offers 75,000 pts signup bonus (spend $5,000 in 3 months). Chase Sapphire Preferred has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Capital One Savor Cash Rewards and the Chase Sapphire Preferred?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One Savor Cash Rewards is from Capital One and Chase Sapphire Preferred is from Chase, so they're governed by separate bank policies.