The Chase Sapphire Reserve Business edges out the Bank of America Travel Rewards for most cardholders — it wins on 3 of 4 comparison categories and offers 200,000 pts signup bonus earns more (up to 8x vs 3x). The Bank of America Travel Rewards is the better choice if you want no or lower annual fee.
Bank of America Travel Rewards vs Chase Sapphire Reserve Business
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Which Card Comes Out Ahead?
Chase Sapphire Reserve Business is the stronger all-around option for most people in this matchup because it wins more measurable categories in our scoring model. Bank of America Travel Rewards still makes sense if your spending pattern lines up better with its fee profile, issuer rules, or rewards ecosystem.
Best if you want to keep annual cost lower.
Best if your main priority is the larger current welcome offer.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Travel Center 3x
- All Other Purchases 1.5x
- Chase Travel (including The Edit) 8x
- Lyft rides 5x
- flights & hotels booked direct 4x
- Annual Travel Credit $300
- Stays with the Edit $250
- Priority Pass Select Membership $429
- +1 more
- Chase Sapphire Lounge (~$200/yr)
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Quick summary
A short version of the comparison with the main differences at a glance.
The Chase Sapphire Reserve Business edges out the Bank of America Travel Rewards for most cardholders — it wins on 3 of 4 comparison categories and offers 200,000 pts signup bonus earns more (up to 8x vs 3x). The Bank of America Travel Rewards is the better choice if you want no or lower annual fee. On raw upside, Chase Sapphire Reserve Business tops out at 8x versus 3x for Bank of America Travel Rewards. Current signup bonus values are roughly $2 for Bank of America Travel Rewards and $2000 for Chase Sapphire Reserve Business. Updated June 15, 2026. Source: https://cardcurator.ai/compare/bank-of-america-travel-rewards-vs-chase-sapphire-reserve-business
- Chase Sapphire Reserve Business wins 3 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Chase Sapphire Reserve Business reaches 8x; Bank of America Travel Rewards reaches 3x.
- Annual fee: Chase Sapphire Reserve Business is $795/yr; Bank of America Travel Rewards is no annual fee.
- Current public bonus values are approximately $2 and $2000.
Common Questions: Bank of America Travel Rewards vs Chase Sapphire Reserve Business
Is the Bank of America Travel Rewards or Chase Sapphire Reserve Business better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Bank of America Travel Rewards currently offers $2 signup bonus (spend $5,000 in 3 months). Chase Sapphire Reserve Business offers 200,000 pts signup bonus (spend $30,000 in 3 months). Chase Sapphire Reserve Business has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Bank of America Travel Rewards and the Chase Sapphire Reserve Business?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Travel Rewards is from Bank of America and Chase Sapphire Reserve Business is from Chase, so they're governed by separate bank policies.
Keep Researching
If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.