Bank of America Travel Rewards vs Chase Sapphire Reserve Business
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Travel Center 3x
- All Other Purchases 1.5x
- Chase Travel (including The Edit) 8x
- Lyft rides 5x
- flights & hotels booked direct 4x
- Annual Travel Credit $300
- Stays with the Edit $250
- Priority Pass Select Membership $429
- +1 more
- Chase Sapphire Lounge (~$200/yr)
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Common Questions: Bank of America Travel Rewards vs Chase Sapphire Reserve Business
Is the Bank of America Travel Rewards or Chase Sapphire Reserve Business better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Bank of America Travel Rewards currently offers $200 signup bonus (spend $5,000 in 3 months). Chase Sapphire Reserve Business offers 150,000 pts signup bonus (spend $20,000 in 3 months). Chase Sapphire Reserve Business has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Bank of America Travel Rewards and the Chase Sapphire Reserve Business?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Travel Rewards is from Bank of America and Chase Sapphire Reserve Business is from Chase, so they're governed by separate bank policies.