Bank of America Travel Rewards
Estimated value: 1.0¢ per points
Bank of America Travel Rewards is a no-annual-fee travel credit card program that earns points redeemable at 1¢ per point toward travel and dining purchases. Points do not transfer to airline or hotel programs — they're used to offset travel charges on your statement. The card earns 1.5x on all purchases (2.625x for Preferred Rewards Platinum Honors members). Best for: Bank of America relationship customers who want simple, no-annual-fee travel rewards without managing complex transfer partners.
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Understand how Bank of America Travel Rewards fits your rewards plan.
Use the program facts below to decide whether to earn, transfer, or simply keep this program on your shortlist.
Cards in This Program
Bank of America Travel Rewards
Bank of America
25,000 points bonus · ~$250 value
Bank of America Business Advantage Travel Rewards World Mastercard
Bank of America
50,000 points bonus
Bank of America Premium Rewards
Bank of America
60,000 points bonus · ~$600 value
Bank of America® Premium Rewards® Elite Credit Card
Bank of America
75,000 points bonus · ~$8 value
1.0¢
per points (baseline)
Redemption: 1¢/point toward travel, dining, or any purchases classified as travel/dining. Points are redeemed as statement credits within 12 months of the travel purchase. This is a "cash toward travel" model rather than a transfer model — no airline or hotel partner redemptions available. Maximize by making travel purchases (flights, hotels, car rentals, ride-shares, restaurants) and immediately applying points as statement credits. No blackout dates or seat restrictions.
BofA Travel Rewards card: - 1.5x points on all purchases (no categories to track) - Bonus points on travel booked through BofA Travel Center Preferred Rewards multiplier: - Platinum Honors (75% bonus): effective 2.625x on all purchases — competitive with most flat-rate cards - Gold (25% bonus): 1.875x, Platinum (50% bonus): 2.25x Strategy: - Best for Preferred Rewards customers who want a simple flat-rate card - For non-Preferred Rewards customers, consider cards with higher base earning rates