Bank of America Business Advantage Travel Rewards World Mastercard
Issued by Bank of America
Reviewed by the CardCurator Editorial Team
Earning Categories
Current Welcome Bonus
Earn 50,000 bonus points after $5,000 in purchases in the first 90 days (worth $500 in travel statement credits)
Year 1 net value: +$500 (bonus − annual fee)
Maximize Your Bank of America Travel Rewards Points
Expert tips to get the most value from this program
Program Overview
Bank of America Travel Rewards is a no-annual-fee travel credit card program that earns points redeemable at 1¢ per point toward travel and dining purchases. Points do not transfer to airline or hotel programs — they're used to offset travel charges on your statement. The card earns 1.5x on all purchases (2.625x for Preferred Rewards Platinum Honors members). Best for: Bank of America relationship customers who want simple, no-annual-fee travel rewards without managing complex transfer partners.
Earning Tips
BofA Travel Rewards card: - 1.5x points on all purchases (no categories to track) - Bonus points on travel booked through BofA Travel Center Preferred Rewards multiplier: - Platinum Honors (75% bonus): effective 2.625x on all purchases — competitive with most flat-rate cards - Gold (25% bonus): 1.875x, Platinum (50% bonus): 2.25x Strategy: - Best for Preferred Rewards customers who want a simple flat-rate card - For non-Preferred Rewards customers, consider cards with higher base earning rates
Redemption Tips
Redemption: 1¢/point toward travel, dining, or any purchases classified as travel/dining. Points are redeemed as statement credits within 12 months of the travel purchase. This is a "cash toward travel" model rather than a transfer model — no airline or hotel partner redemptions available. Maximize by making travel purchases (flights, hotels, car rentals, ride-shares, restaurants) and immediately applying points as statement credits. No blackout dates or seat restrictions.
Card Details
Bank of America Travel Rewards Program
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Frequently Asked Questions
- What is the annual fee for the Bank of America Business Advantage Travel Rewards World Mastercard?
- The Bank of America Business Advantage Travel Rewards World Mastercard has no annual fee.
- What is the best category to use the Bank of America Business Advantage Travel Rewards World Mastercard for?
- The Bank of America Business Advantage Travel Rewards World Mastercard earns 1.5x on All Other Purchases, making it the strongest earning category for this card.
- What is the Bank of America Business Advantage Travel Rewards World Mastercard welcome bonus in 2026?
- The Bank of America Business Advantage Travel Rewards World Mastercard currently offers a welcome bonus of 50,000 points after spending $5,000 in the first 3 months.
- Does the Bank of America Business Advantage Travel Rewards World Mastercard charge foreign transaction fees?
- No, the Bank of America Business Advantage Travel Rewards World Mastercard does not charge foreign transaction fees, making it a good choice for international purchases.
- How much are Bank of America Travel Rewards points worth?
- Bank of America Travel Rewards points are worth approximately 1.00¢ per point on average, with premium redemptions reaching up to 1.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.
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