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CardCurator — Rewards Intelligence
Card Comparison

Bank of America Premium Rewards vs Capital One Venture X Business

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bank of America Premium Rewards card art
Bank of America Travel Rewards
Bank of America Premium Rewards
Bank of America
More Info
Capital One Venture X Business card art
Capital One
Capital One Venture X Business
Capital One
More Info
Annual Fee
$95/yr
$395/yr
Foreign Fees
None
None
Signup Bonus
60,000 points
Spend $4,000 in 3 months
200,000 points
Spend $30,000 in 3 months
Top Earn Rates
  • Travel 2x
  • Dining 2x
  • All Other Purchases 1.5x
  • Hotels (Capital One Travel) 10x
  • Rental Cars (Capital One Travel) 10x
  • Flights (Capital One Travel) 5x
Reward Type
miles
miles
Key Credits
  • Airline Incidental Credit $100
  • TSA PreCheck / Global Entry $100
  • Annual Travel Credit $300
Card Perks
None listed
  • Capital One Lounge Access
  • Priority Pass Select
  • 10,000 Anniversary Bonus Miles
  • +1 more
Spend Milestones
No milestones
  • 10,000 Anniversary Bonus Miles
    After $12 spend
Transfer Partners
No transfer partners
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +16 more
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Common Questions: Bank of America Premium Rewards vs Capital One Venture X Business

Is the Bank of America Premium Rewards or Capital One Venture X Business better for dining?

Bank of America Premium Rewards earns 2x on dining; Capital One Venture X Business has no dining bonus.

Which has the higher signup bonus in 2026?

Bank of America Premium Rewards currently offers 60,000 pts signup bonus (spend $4,000 in 3 months). Capital One Venture X Business offers 200,000 pts signup bonus (spend $30,000 in 3 months). Capital One Venture X Business has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bank of America Premium Rewards and the Capital One Venture X Business?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Premium Rewards is from Bank of America and Capital One Venture X Business is from Capital One, so they're governed by separate bank policies.