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CardCurator — Rewards Intelligence
Card Comparison

American Express Gold Card vs Costco Anywhere Visa Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

American Express Gold Card card art
American Express Membership Rewards
American Express Gold Card
American Express
More Info
Costco Anywhere Visa Business Card card art
Costco
Costco Anywhere Visa Business Card
Citi
More Info
Annual Fee
$325/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
90,000 points
Spend $6,000 in 6 months
None
Top Earn Rates
  • Restaurants (Worldwide) 4x
  • U.S. Supermarkets 4x
  • Flights (Direct or Amex Travel) 3x
  • gas at Costco 5x
  • eligible gas and electric vehicle (EV) charging 4x
  • restaurant and eligible travel purchases worldwide 3x
Reward Type
miles
cashback
Key Credits
  • Uber Cash $10
  • Dining Credit $10
  • Resy Credit $100
  • +1 more
None
Card Perks
  • The Hotel Collection Access
  • Baggage Insurance Plan
  • Trip Delay Insurance
None listed
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
Cash back only
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Common Questions: American Express Gold Card vs Costco Anywhere Visa Business Card

Is the American Express Gold Card or Costco Anywhere Visa Business Card better for dining?

American Express Gold Card earns 4x on dining; Costco Anywhere Visa Business Card earns 3x on dining. American Express Gold Card wins for dining.

Which has the higher signup bonus in 2026?

American Express Gold Card currently offers 90,000 pts signup bonus (spend $6,000 in 6 months). Costco Anywhere Visa Business Card offers no current bonus. American Express Gold Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the American Express Gold Card and the Costco Anywhere Visa Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Gold Card is from American Express and Costco Anywhere Visa Business Card is from Citi, so they're governed by separate bank policies.