American Express Gold Card vs British Airways Visa
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Restaurants (Worldwide) 4x
- U.S. Supermarkets 4x
- Flights (Direct or Amex Travel) 3x
- British Airways, Aer Lingus, and Iberia 3x
- hotel accommodations when booked directly with the hotel 2x
- All Other Purchases 1x
- Uber Cash $10
- Dining Credit $10
- Resy Credit $100
- +1 more
- The Hotel Collection Access
- Baggage Insurance Plan
- Trip Delay Insurance
- Travel Together Ticket every calendar year you make $30,000 in purchases on your British Airways credit card. Valid for two years when you redeem Avios for a flight on British Airways for a companion traveling on the same flight, or use it for a 50% discount on the Avios price you pay when booking a solo reward flightAfter $30,000 spend
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: American Express Gold Card vs British Airways Visa
Is the American Express Gold Card or British Airways Visa better for dining?
American Express Gold Card earns 4x on dining; British Airways Visa has no dining bonus.
Which has the higher signup bonus in 2026?
American Express Gold Card currently offers 90,000 pts signup bonus (spend $6,000 in 6 months). British Airways Visa offers 85,000 pts signup bonus (spend $5,000 in 3 months). American Express Gold Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the American Express Gold Card and the British Airways Visa?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Gold Card is from American Express and British Airways Visa is from Chase, so they're governed by separate bank policies.