American Express Business Gold Card vs United℠ Business Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Electronics & Technology 4x
- U.S. Advertising (Social Media, Search Engines) 4x
- U.S. Shipping 4x
- United Purchases 2x
- Dining 2x
- Gas Stations 2x
- Walmart+ Membership $12.95
- Flexible Business Credit $20
- SquareSpace.com $150
- The Hotel Collection Access
- Baggage Insurance Plan
- Two United Club One-Time Passes (~$100/yr)
- Free First Checked Bag (~$160/yr)
- Priority Boarding
- +2 more
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: American Express Business Gold Card vs United℠ Business Card
Is the American Express Business Gold Card or United℠ Business Card better for dining?
American Express Business Gold Card has no dining bonus; United℠ Business Card earns 2x on dining.
Which has the higher signup bonus in 2026?
American Express Business Gold Card currently offers 200,000 pts signup bonus (spend $15,000 in 3 months). United℠ Business Card offers 100,000 pts signup bonus (spend $5,000 in 3 months). American Express Business Gold Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the American Express Business Gold Card and the United℠ Business Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Business Gold Card is from American Express and United℠ Business Card is from Chase, so they're governed by separate bank policies.