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Quick Answer

The American Express Business Gold Card edges out the Delta SkyMiles Gold Business Card for most cardholders — it wins on 3 of 4 comparison categories and offers 200,000 pts signup bonus earns more (up to 4x vs 3x). The Delta SkyMiles Gold Business Card is the better choice if you want no or lower annual fee.

Card Comparison

American Express Business Gold Card vs Delta SkyMiles Gold Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

American Express Business Gold Card card art
American Express Membership Rewards
American Express Business Gold Card
American Express
More Info
 Delta SkyMiles Gold Business Card card art
Delta SkyMiles
Delta SkyMiles Gold Business Card
American Express
More Info
Annual Fee
$375/yr
$150/yr
Foreign Fees
None
None
Signup Bonus
200,000 points
Spend $15,000 in 3 months
90,000 points
Spend $4,000 in 6 months
Top Earn Rates
  • Electronics & Technology 4x
  • U.S. Advertising (Social Media, Search Engines) 4x
  • U.S. Shipping 4x
  • Delta Purchases 3x
  • Advertising 2x
  • Restaurants 2x
Reward Type
miles
miles
Pts Value
~1.10¢/pt points · industry est.
~1.20¢/pt miles · industry est.
Key Credits
  • Walmart+ Membership $12.95
  • Flexible Business Credit $20
  • SquareSpace.com $150
  • +1 more
None
Card Perks
  • The Hotel Collection Access
  • Baggage Insurance Plan
None listed
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
No transfer partners

Common Questions: American Express Business Gold Card vs Delta SkyMiles Gold Business Card

Is the American Express Business Gold Card or Delta SkyMiles Gold Business Card better for dining?

American Express Business Gold Card has no dining bonus; Delta SkyMiles Gold Business Card earns 2x on dining.

Which has the higher signup bonus in 2026?

American Express Business Gold Card currently offers 200,000 pts signup bonus (spend $15,000 in 3 months). Delta SkyMiles Gold Business Card offers 90,000 pts signup bonus (spend $4,000 in 6 months). American Express Business Gold Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the American Express Business Gold Card and the Delta SkyMiles Gold Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.