Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

American Express Business Gold Card vs Avianca Lifemiles American Express Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

American Express Business Gold Card card art
American Express Membership Rewards
American Express Business Gold Card
American Express
More Info
Avianca Lifemiles American Express Card card art
Avianca LifeMiles
Avianca Lifemiles American Express Card
Cardless
More Info
Annual Fee
$375/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
200,000 points
Spend $15,000 in 3 months
40,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • Electronics & Technology 4x
  • U.S. Advertising (Social Media, Search Engines) 4x
  • U.S. Shipping 4x
  • restaurants, groceries, or supermarkets 2x
  • LifeMiles or Avianca airlines 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • Walmart+ Membership $12.95
  • Flexible Business Credit $20
  • SquareSpace.com $150
None
Card Perks
  • The Hotel Collection Access
  • Baggage Insurance Plan
  • Silver Elite Status
  • Miles don't expire
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
No transfer partners
Open full comparison tool Compare more cards

Common Questions: American Express Business Gold Card vs Avianca Lifemiles American Express Card

Is the American Express Business Gold Card or Avianca Lifemiles American Express Card better for dining?

American Express Business Gold Card has no dining bonus; Avianca Lifemiles American Express Card earns 2x on dining.

Which has the higher signup bonus in 2026?

American Express Business Gold Card currently offers 200,000 pts signup bonus (spend $15,000 in 3 months). Avianca Lifemiles American Express Card offers 40,000 pts signup bonus (spend $3,000 in 3 months). American Express Business Gold Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the American Express Business Gold Card and the Avianca Lifemiles American Express Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Business Gold Card is from American Express and Avianca Lifemiles American Express Card is from Cardless, so they're governed by separate bank policies.