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CardCurator — Rewards Intelligence
Card Comparison

AAdvantage Business World Elite Mastercard vs IHG One Rewards Premier Credit Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

AAdvantage Business World Elite Mastercard card art
AAdvantage
AAdvantage Business World Elite Mastercard
Citi
More Info
IHG One Rewards Premier Credit Card card art
IHG One Rewards
IHG One Rewards Premier Credit Card
Chase
More Info
Annual Fee
$99/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $5,000 in 3 months
175,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • American Airlines purchases 2x
  • telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations 2x
  • All Other Purchases 1x
  • IHG Hotels and Resorts 10x
  • Travel 5x
  • Dining 5x
Reward Type
miles
miles
Key Credits
None
  • Statement Credit $100
  • Statement Credit $120
  • Statement Credit $50
Card Perks
  • First Checked Bag Free (~$70/yr)
  • 4th award night free
  • Platinum Elite Status
Spend Milestones
No milestones
  • 100 Statement Credit
    After $20,000 spend
  • 10000 points
    After $20,000 spend
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: AAdvantage Business World Elite Mastercard vs IHG One Rewards Premier Credit Card

Is the AAdvantage Business World Elite Mastercard or IHG One Rewards Premier Credit Card better for dining?

AAdvantage Business World Elite Mastercard has no dining bonus; IHG One Rewards Premier Credit Card earns 5x on dining.

Which has the higher signup bonus in 2026?

AAdvantage Business World Elite Mastercard currently offers 75,000 pts signup bonus (spend $5,000 in 3 months). IHG One Rewards Premier Credit Card offers 175,000 pts signup bonus (spend $5,000 in 3 months). IHG One Rewards Premier Credit Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the AAdvantage Business World Elite Mastercard and the IHG One Rewards Premier Credit Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. AAdvantage Business World Elite Mastercard is from Citi and IHG One Rewards Premier Credit Card is from Chase, so they're governed by separate bank policies.