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Card Comparison

AAdvantage Business World Elite Mastercard vs Hilton Honors American Express Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

AAdvantage Business World Elite Mastercard card art
AAdvantage
AAdvantage Business World Elite Mastercard
Citi
More Info
Hilton Honors American Express Card card art
Hilton Honors
Hilton Honors American Express Card
American Express
More Info
Annual Fee
$99/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $5,000 in 3 months
70,000 points
Spend $2,000 in 6 months
Top Earn Rates
  • American Airlines purchases 2x
  • telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations 2x
  • All Other Purchases 1x
  • hotels and resorts in the Hilton portfolio 7x
  • Dining At U.S. restaurants, including takeout and delivery, Groceries At U.S. supermarkets, Gas At U.S. gas stations 5x
  • All Other Purchases 3x
Reward Type
miles
miles
Key Credits
None
None
Card Perks
  • First Checked Bag Free (~$70/yr)
  • Hilton Honors Silver Status
Transfer Partners
No transfer partners
No transfer partners

Common Questions: AAdvantage Business World Elite Mastercard vs Hilton Honors American Express Card

Is the AAdvantage Business World Elite Mastercard or Hilton Honors American Express Card better for dining?

AAdvantage Business World Elite Mastercard has no dining bonus; Hilton Honors American Express Card earns 5x on dining.

Which has the higher signup bonus in 2026?

AAdvantage Business World Elite Mastercard currently offers 75,000 pts signup bonus (spend $5,000 in 3 months). Hilton Honors American Express Card offers 70,000 pts signup bonus (spend $2,000 in 6 months). AAdvantage Business World Elite Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the AAdvantage Business World Elite Mastercard and the Hilton Honors American Express Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. AAdvantage Business World Elite Mastercard is from Citi and Hilton Honors American Express Card is from American Express, so they're governed by separate bank policies.