The Prime Visa is the best card for The UPS — it earns 5x and 5x on Amazon.
Updated October 2025
Best Credit Card for The UPS
Compare the top credit cards to maximize your rewards every time you shop at The UPS.
The UPS purchases typically code as retail or department stores. Store co-branded cards offer the highest earn rates at their specific retailer, while flexible rewards cards treat these as general spending. Cards with a broad online shopping bonus often perform best for purchases at The UPS.com.
How CardCurator ranks this merchant
These rankings use current earn rates, annual fee drag, reward value, and merchant-category fit. They are based on live card data, not a fixed sponsored list.
Top Pick
Prime Visa
5x on Amazon
Go broader than The UPS if you are still deciding by spending goal
This merchant page is best when you already care about The UPS. If you are still choosing the right card for all of your online shopping spend, use the category guide or the best-cards hub first.
More Good Options
Credit One Bank Cash BackCredit One Bank Best Friends Credit Card5%pts/dollar5.0%return5x on Pet Stores
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Safeway forU Cash BackSafeway® forU American Express® Card5%pts/dollar5.0%return5x on Albertsons Companies Online & App Purchases
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American Express Membership RewardsAmerican Express Graphite Business Cash Unlimited Card5%pts/dollar5.0%return5x on Flights & Prepaid Hotels (Amex Travel Online) (travel portal only)
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Rewards Calculator
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Quick summary
A short version of the recommendation with the main numbers and tradeoffs.
At The UPS, Prime Visa is currently our top overall pick at 5x, which works out to about 5.0% back based on CardCurator's current point valuations. 5x on Amazon. On $500/month of spend, the top card is worth about $300/year before signup bonuses or statement credits. Summary generated October 30, 2025. Source: https://cardcurator.ai/merchant/the-ups
- Prime Visa: 5x and 5.0% effective return.
- At $500/month, that's about $300/year in rewards value before bonuses.
- Prime Visa is also the best no-annual-fee option.
- Methodology uses live earn rates, annual fees, and current point valuations.
Common Questions
What is the best credit card to use at The UPS?
The Prime Visa is currently the top pick at The UPS, earning 5x points per dollar — an effective 5.0% return. 5x on Amazon
How many points do I earn at The UPS per dollar spent?
Top cards earn between 3x and 5x at The UPS. Leading options include: Prime Visa (5x), Credit One Bank Best Friends Credit Card (5x), Safeway® forU American Express® Card (5x).
Does The UPS count as online shopping for credit card rewards?
The UPS typically falls under the Online Shopping category for credit card reward purposes. Cards with a online shopping spending bonus will earn an elevated rate here. The UPS purchases typically code as retail or department stores. Store co-branded cards offer the highest earn rates at their specific retailer, while flexible rewards cards treat these as general spending. Cards with a broad online shopping bonus often perform best for purchases at The UPS.com.
Is there a no-annual-fee card that earns well at The UPS?
Yes — the Prime Visa has no annual fee and earns 5x at The UPS (5.0% effective return). 5x on Amazon
Is a premium card worth the annual fee for The UPS spending?
The American Express Graphite Business Cash Unlimited Card ($295/yr) earns 5x at The UPS. If you spend $492/month or more there, the category rewards alone offset the annual fee — before counting travel credits and other perks that often exceed $500 in value on premium cards.
Which card earns the most if I spend $500 per month at The UPS?
Prime Visa: $300/yr, Credit One Bank Best Friends Credit Card: $300/yr, Safeway® forU American Express® Card: $300/yr. The Prime Visa earns the most at $500/month.
Also earning in Online Shopping
Need a situation-specific recommendation?
Merchant rankings are a good starting point, but the best card can change if you care more about international use, business spending, or lower-friction approval.