Apple Card Daily Cash MastercardApple Card
Issued by Goldman Sachs
Reviewed by the CardCurator Editorial Team
Before you apply
Use this quick check so you click out only when the offer and fee structure really fit.
- Best fit: strongest ongoing earning is 3x on Apple Purchases.
- Bonus hurdle: spend $75 in 1 months.
- Annual fee: No annual fee.
- Who should skip: people chasing premium perks, lounge access, or outsized transfer-partner upside.
- What happens next: you will leave CardCurator for the issuer or partner application page in a new tab.
Confirm current issuer terms and approval rules before you submit an application.
Earning Categories
Current Welcome Bonus
Earn $75 Daily Cash after $75 spend in first 30 days (limited-time offer through March 31, 2026). Apple Card typically has no permanent welcome bonus.
Year 1 net value: +$0.75 (bonus − annual fee)
Card Perks
Cash back posted daily to Apple Cash card. Spendable anywhere Visa is accepted or applied as statement credit.
High-yield savings account (Goldman Sachs) where Daily Cash auto-deposits and earns interest.
Maximize Your Apple Card Daily Cash Points
Expert tips to get the most value from this program
Program Overview
Apple Card Daily Cash posts within 24 hours of transactions settling to your Apple Cash balance. 3% back at Apple and select partners (Uber, Nike, Walgreens, Exxon/Mobil, Ace Hardware, Hertz, Booking.com, ChargePoint), 2% via Apple Pay everywhere else, 1% on physical card swipes. No annual fee, no foreign transaction fees, no late fees.
Earning Tips
Always use Apple Pay to earn 2% vs 1%. For 3% merchants: Apple, Uber/Uber Eats, Nike, Walgreens, Exxon/Mobil, Ace Hardware, Hertz, Booking.com, ChargePoint (list as of March 2026 — merchants periodically change).
Redemption Tips
Daily Cash redeemable as: Apple Cash (spend anywhere Visa accepted), Apple Card statement credit, or Apple Card Savings deposit. All options at equal 1¢ value — no optimization needed.
Transfer Strategy
Daily Cash is real cash — no transfer partners. Deposit to Apple Cash, apply as statement credit, or save in Apple Card Savings (Goldman Sachs high-yield account).
Card Details
Compare This Card
See how the Apple Card stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Approval Insights
Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.
How to use this
- Use the approval summary as a signal, not a guarantee.
- Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
- Open the full approval page to see recent datapoints, profile bands, and notes.
Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.
Frequently Asked Questions
- What is the annual fee for the Apple Card?
- The Apple Card has no annual fee.
- What is the best category to use the Apple Card for?
- The Apple Card earns 3x on Apple Purchases, making it the strongest earning category for this card.
- What is the Apple Card welcome bonus in 2026?
- The Apple Card currently offers a welcome bonus of $75 statement credit after spending $75 in the first 1 months.
- Does the Apple Card charge foreign transaction fees?
- No, the Apple Card does not charge foreign transaction fees, making it a good choice for international purchases.
- How much are Apple Card Daily Cash Daily Cash worth?
- Apple Card Daily Cash Daily Cash are worth approximately 1.00¢ per point on average, with premium redemptions reaching up to 1.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.
Need a simpler cash back option?
Browse partner cash back cards if you want straightforward value, lower complexity, or a better match for everyday spending.
What to check before you leave
- Prioritize the categories where you spend the most each month.
- Check whether a flat-rate card may outperform rotating or capped bonuses.
- Confirm the fee structure and current welcome offer before applying.
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