Apple Card
Issued by Goldman Sachs
Earning Categories
Current Welcome Bonus
Earn $75 Daily Cash after $75 spend in first 30 days (limited-time offer through March 31, 2026). Apple Card typically has no permanent welcome bonus.
Year 1 net value: +$0.75 (bonus − annual fee)
Card Perks
Cash back posted daily to Apple Cash card. Spendable anywhere Visa is accepted or applied as statement credit.
High-yield savings account (Goldman Sachs) where Daily Cash auto-deposits and earns interest.
Maximize Your Apple Card Daily Cash Points
Program Overview
Apple Card Daily Cash posts within 24 hours of transactions settling to your Apple Cash balance. 3% back at Apple and select partners (Uber, Nike, Walgreens, Exxon/Mobil, Ace Hardware, Hertz, Booking.com, ChargePoint), 2% via Apple Pay everywhere else, 1% on physical card swipes. No annual fee, no foreign transaction fees, no late fees.
Earning Tips
Always use Apple Pay to earn 2% vs 1%. For 3% merchants: Apple, Uber/Uber Eats, Nike, Walgreens, Exxon/Mobil, Ace Hardware, Hertz, Booking.com, ChargePoint (list as of March 2026 — merchants periodically change).
Redemption Tips
Daily Cash redeemable as: Apple Cash (spend anywhere Visa accepted), Apple Card statement credit, or Apple Card Savings deposit. All options at equal 1¢ value — no optimization needed.
Transfer Strategy
Daily Cash is real cash — no transfer partners. Deposit to Apple Cash, apply as statement credit, or save in Apple Card Savings (Goldman Sachs high-yield account).
Card Details
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