The Chase Ink Business Cash is the best card for RingCentral — it earns 5x and 5x on Internet, Cable, Phone Services.
Updated May 2026
Best Credit Card for RingCentral
Compare the top credit cards to maximize your rewards every time you shop at RingCentral.
Choosing the right card for RingCentral can meaningfully boost your overall rewards return. The difference between a 1x flat card and the best card for this category can add up to hundreds of dollars in extra rewards per year on regular spending.
How CardCurator ranks this merchant
These rankings use current earn rates, annual fee drag, reward value, and merchant-category fit. They are based on live card data, not a fixed sponsored list.
Top Pick
Chase Ink Business Cash
5x on Internet, Cable, Phone Services
Note: This card has a $25,000 annual spending cap for Internet, Cable, Phone Services. Earnings above this amount will be at the base rate.
More Good Options
T-Mobile RewardsT-Mobile Visa5%pts/dollar5.0%return5x on T-Mobile Devices & Accessories
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Credit One Bank Cash BackCredit One Bank Platinum X5 Visa Signature5%pts/dollar5.0%return5x on Mobile Phone
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U.S. Bank FlexPerksU.S. Bank Business Altitude Power2.5xpts/dollar3.8%return2.5x on Mobile Wallet
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Marriott BonvoyMarriott Bonvoy Business American Express Card4xpts/dollar3.6%return4x on Wireless (U.S.)
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Rewards Calculator
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Quick summary
A short version of the recommendation with the main numbers and tradeoffs.
At RingCentral, Chase Ink Business Cash is currently our top overall pick at 5x, which works out to about 10.0% back based on CardCurator's current point valuations. 5x on Internet, Cable, Phone Services. On $500/month of spend, the top card is worth about $600/year before signup bonuses or statement credits. Summary generated May 1, 2026. Source: https://cardcurator.ai/merchant/ringcentral
- Chase Ink Business Cash: 5x and 10.0% effective return.
- At $500/month, that's about $600/year in rewards value before bonuses.
- Chase Ink Business Cash is also the best no-annual-fee option.
- Methodology uses live earn rates, annual fees, and current point valuations.
Common Questions
What is the best credit card to use at RingCentral?
The Chase Ink Business Cash is currently the top pick at RingCentral, earning 5x points per dollar — an effective 10.0% return. 5x on Internet, Cable, Phone Services
How many points do I earn at RingCentral per dollar spent?
Top cards earn between 2.5x and 5x at RingCentral. Leading options include: Chase Ink Business Cash (5x), T-Mobile Visa (5x), Credit One Bank Platinum X5 Visa Signature (5x).
Does RingCentral count as telecom for credit card rewards?
RingCentral typically falls under the Telecom category for credit card reward purposes. Cards with a telecom spending bonus will earn an elevated rate here. Choosing the right card for RingCentral can meaningfully boost your overall rewards return. The difference between a 1x flat card and the best card for this category can add up to hundreds of dollars in extra rewards per year on regular spending.
Is there a no-annual-fee card that earns well at RingCentral?
Yes — the Chase Ink Business Cash has no annual fee and earns 5x at RingCentral (10.0% effective return). 5x on Internet, Cable, Phone Services
Which card earns the most if I spend $500 per month at RingCentral?
Chase Ink Business Cash: $600/yr, T-Mobile Visa: $300/yr, Credit One Bank Platinum X5 Visa Signature: $300/yr. The Chase Ink Business Cash earns the most at $500/month.
Also earning in Telecom
Need a situation-specific recommendation?
Merchant rankings are a good starting point, but the best card can change if you care more about international use, business spending, or lower-friction approval.