{"success":true,"merchant":{"name":"RingCentral","slug":"ringcentral","category":"Other","standardCategory":"Other","confidence":"HIGH","source":"cache","lookupMessage":null},"summary":{"merchantName":"RingCentral","merchantSlug":"ringcentral","category":"Other","updatedAt":"2026-06-26T20:41:51.576Z","generatedAt":"2026-06-26T20:41:51.576Z","lastVerifiedAt":null,"entityType":"merchant_best_card","entityName":"RingCentral","pageUrl":"https://cardcurator.ai/merchant/ringcentral","canonicalUrl":"https://cardcurator.ai/merchant/ringcentral","jsonUrl":"https://cardcurator.ai/api/public/merchant/ringcentral/summary","methodologyUrl":"https://cardcurator.ai/how-we-rank-cards","dataSourcesUrl":"https://cardcurator.ai/data-sources","sourceUrls":["https://cardcurator.ai/merchant/ringcentral","https://cardcurator.ai/api/public/merchant/ringcentral/summary","https://cardcurator.ai/how-we-rank-cards","https://cardcurator.ai/data-sources"],"dataVersion":"public-citation-v1","shareTitle":"Best credit card for RingCentral","shareText":"At RingCentral, Bilt Palladium Card is currently our top overall pick at 2x, which works out to about 4.0% back based on CardCurator's current point valuations. 2x on All Other Purchases. If you want a no-annual-fee option, AT&T Points Plus Card earns 2x there (3.6% effective return). On $500/month of spend, the top card is worth about $240/year before signup bonuses or statement credits. Summary generated June 26, 2026. Source: https://cardcurator.ai/merchant/ringcentral","evidenceBullets":["Bilt Palladium Card: 2x and 4.0% effective return.","At $500/month, that's about $240/year in rewards value before bonuses.","AT&T Points Plus Card is the best no-annual-fee fallback at 2x, worth about $216/year at the same spend.","Methodology uses live earn rates, annual fees, and current point valuations."],"bestCard":{"name":"Bilt Palladium Card","slug":"bilt-palladium-card","programName":"Bilt Rewards","annualFee":495,"earnRate":2,"effectiveReturnRate":4,"explanation":"2x on All Other Purchases"},"noFeeCard":{"name":"AT&T Points Plus Card","slug":"at-t-points-plus-card","annualFee":0,"earnRate":2,"effectiveReturnRate":3.6,"explanation":"2x on AT&T purchases"},"alternatives":[{"name":"Capital One Venture Rewards","slug":"capital-one-venture-rewards","earnRate":2,"effectiveReturnRate":3.7,"annualFee":95},{"name":"AT&T Points Plus Card","slug":"at-t-points-plus-card","earnRate":2,"effectiveReturnRate":3.6,"annualFee":0},{"name":"IHG One Rewards Premier Business Credit Card","slug":"ihg-one-rewards-premier-business-credit-card","earnRate":5,"effectiveReturnRate":3.5,"annualFee":99}]}}