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Quick Answer

The Chase Ink Business Cash is the best card for Office Depot — it earns 5x and 5x on Office Supply Stores.

Updated August 2026

Office Supplies

Best Credit Card for Office Depot

Compare the top credit cards to maximize your rewards every time you shop at Office Depot.

Choosing the right card for Office Depot can meaningfully boost your overall rewards return. The difference between a 1x flat card and the best card for this category can add up to hundreds of dollars in extra rewards per year on regular spending.

How CardCurator ranks this merchant

These rankings use current earn rates, annual fee drag, reward value, and merchant-category fit. They are based on live card data, not a fixed sponsored list.

Ranking methodology Data sources Editorial policy

Top Pick

Best Pick
Chase Ink Business Cash card art
Chase Ultimate Rewards

Chase Ink Business Cash

5x
points per dollar
10.0%
effective return
No annual fee
annual fee
100,000 pts
signup bonus
spend $8,000 in 4mo

5x on Office Supply Stores

Note: This card has a $25,000 annual spending cap for Office Supply Stores. Earnings above this amount will be at the base rate.

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Still browsing by category?

Go broader than Office Depot if you are still deciding by spending goal

This merchant page is best when you already care about Office Depot. If you are still choosing the right card for all of your office supplies spend, use the category guide or the best-cards hub first.

Best cards for Office Supplies Browse best cards hub

More Good Options

  • U.S. Bank Triple Cash Rewards Business card art
    U.S. Bank Cash Rewards
    U.S. Bank Triple Cash Rewards Business
    3x
    pts/dollar
    3.0%
    return

    3x on Office Supply Stores

    More Info →
  • Bank of America Business Advantage Customized Cash Rewards Mastercard card art
    Bank of America Cash Rewards
    Bank of America Business Advantage Customized Cash Rewards Mastercard
    3x
    pts/dollar
    3.0%
    return

    3x on Office Supply Stores

    More Info →
  • State Farm Business Cash Rewards Visa Signature Card card art
    State Farm Cash Rewards
    State Farm Business Cash Rewards Visa Signature Card
    3x
    pts/dollar
    3.0%
    return

    3x on Office Supply Stores

    More Info →
  • GM Business Card card art
    GM BuyPower Rewards
    GM Business Card
    3x
    pts/dollar
    3.0%
    return

    3x on Office Supply Stores

    More Info →
Compare these 3 cards side by side

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Quick summary

A short version of the recommendation with the main numbers and tradeoffs.

At Office Depot, Chase Ink Business Cash is currently our top overall pick at 5x, which works out to about 10.0% back based on CardCurator's current point valuations. 5x on Office Supply Stores. On $500/month of spend, the top card is worth about $600/year before signup bonuses or statement credits. Summary generated August 5, 2026. Source: https://cardcurator.ai/merchant/office-depot

View source data
Top card
Chase Ink Business Cash
5x · 10.0%
No-fee fallback
Chase Ink Business Cash
5x · 10.0%
Updated
August 5, 2026
Live ranking snapshot
  • Chase Ink Business Cash: 5x and 10.0% effective return.
  • At $500/month, that's about $600/year in rewards value before bonuses.
  • Chase Ink Business Cash is also the best no-annual-fee option.
  • Methodology uses live earn rates, annual fees, and current point valuations.
Methodology Sources

Common Questions

What is the best credit card to use at Office Depot?

The Chase Ink Business Cash is currently the top pick at Office Depot, earning 5x points per dollar — an effective 10.0% return. 5x on Office Supply Stores

How many points do I earn at Office Depot per dollar spent?

Top cards earn between 3x and 5x at Office Depot. Leading options include: Chase Ink Business Cash (5x), U.S. Bank Triple Cash Rewards Business (3x), Bank of America Business Advantage Customized Cash Rewards Mastercard (3x).

Does Office Depot count as office supplies for credit card rewards?

Office Depot typically falls under the Office Supplies category for credit card reward purposes. Cards with a office supplies spending bonus will earn an elevated rate here. Choosing the right card for Office Depot can meaningfully boost your overall rewards return. The difference between a 1x flat card and the best card for this category can add up to hundreds of dollars in extra rewards per year on regular spending.

Is there a no-annual-fee card that earns well at Office Depot?

Yes — the Chase Ink Business Cash has no annual fee and earns 5x at Office Depot (10.0% effective return). 5x on Office Supply Stores

Which card earns the most if I spend $500 per month at Office Depot?

Chase Ink Business Cash: $600/yr, U.S. Bank Triple Cash Rewards Business: $180/yr, Bank of America Business Advantage Customized Cash Rewards Mastercard: $180/yr. The Chase Ink Business Cash earns the most at $500/month.

Also earning in Office Supplies

See all best cards for Office Supplies

Need a situation-specific recommendation?

Merchant rankings are a good starting point, but the best card can change if you care more about international use, business spending, or lower-friction approval.

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