GM Business Card
Issued by Barclays
Reviewed by the CardCurator Editorial Team
Decision check
Is GM Business Card worth applying for?
you can make 5x on GM Financial Dealership Purchases part of your regular spending.
you are looking for premium perks, lounge access, or more transfer-partner upside.
Application links open the issuer or partner application in a new tab. Confirm current terms and approval rules before submitting.
Earning Categories
Current Welcome Bonus
15,000 BuyPower Points ($150 toward GM vehicle purchase) after spending $1,000 in first 3 months
Year 1 net value: +$150 (bonus − annual fee)
Maximize Your GM BuyPower Rewards Points
Expert tips to get the most value from this program
Program Overview
GM BuyPower Points are earned with the GM Business Card and redeemed at 1 cent each toward the purchase or lease of a new Chevrolet, Buick, GMC, or Cadillac vehicle. Best for business owners who regularly buy or lease new GM vehicles.
Compare This Card
See how the GM Business Card stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Approval Insights
Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.
How to use this
- Use the approval summary as a signal, not a guarantee.
- Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
- Open the full approval page to see recent datapoints, profile bands, and notes.
Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.
Frequently Asked Questions
- What is the annual fee for the GM Business Card?
- The GM Business Card has no annual fee.
- What is the best category to use the GM Business Card for?
- The GM Business Card earns 5x on GM Financial Dealership Purchases, making it the strongest earning category for this card.
- What is the GM Business Card welcome bonus in 2026?
- The GM Business Card currently offers a welcome bonus of 15,000 BuyPower Points after spending $1,000 in the first 3 months.
- Does the GM Business Card charge foreign transaction fees?
- Yes, the GM Business Card charges a 3% foreign transaction fee on purchases made outside the United States.
- How much are GM BuyPower Rewards BuyPower Points worth?
- GM BuyPower Rewards BuyPower Points are worth approximately 1.00¢ per point on average, with premium redemptions reaching up to 1.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.
Use a category hub if you are not ready to apply for GM Business Card
Stay on a goal-based path instead of reopening random tabs. Start with the most relevant category guide, or jump to the main best-cards hub if you want broader partner inventory.
Use the main hub if you still want broader partner inventory before you pick one issuer.
Ready to Get the GM Business Card?
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