GM Business Card
Issued by Barclays
Reviewed by the CardCurator Editorial Team
Before you apply
Use this quick check so you click out only when the offer and fee structure really fit.
- Best fit: strongest ongoing earning is 5x on GM Financial Dealership Purchases.
- Bonus hurdle: spend $1,000 in 3 months.
- Annual fee: No annual fee.
- Who should skip: people chasing premium perks, lounge access, or outsized transfer-partner upside.
- What happens next: you will leave CardCurator for the issuer or partner application page in a new tab.
Confirm current issuer terms and approval rules before you submit an application.
Earning Categories
Current Welcome Bonus
15,000 BuyPower Points ($150 toward GM vehicle purchase) after spending $1,000 in first 3 months
Year 1 net value: +$150 (bonus − annual fee)
Maximize Your GM BuyPower Rewards Points
Expert tips to get the most value from this program
Program Overview
GM BuyPower Points are earned with the GM Business Card and redeemed at 1 cent each toward the purchase or lease of a new Chevrolet, Buick, GMC, or Cadillac vehicle. Best for business owners who regularly buy or lease new GM vehicles.
Compare This Card
See how the GM Business Card stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Approval Insights
Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.
How to use this
- Use the approval summary as a signal, not a guarantee.
- Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
- Open the full approval page to see recent datapoints, profile bands, and notes.
Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.
Frequently Asked Questions
- What is the annual fee for the GM Business Card?
- The GM Business Card has no annual fee.
- What is the best category to use the GM Business Card for?
- The GM Business Card earns 5x on GM Financial Dealership Purchases, making it the strongest earning category for this card.
- What is the GM Business Card welcome bonus in 2026?
- The GM Business Card currently offers a welcome bonus of 15,000 BuyPower Points after spending $1,000 in the first 3 months.
- Does the GM Business Card charge foreign transaction fees?
- Yes, the GM Business Card charges a 3% foreign transaction fee on purchases made outside the United States.
- How much are GM BuyPower Rewards BuyPower Points worth?
- GM BuyPower Rewards BuyPower Points are worth approximately 1.00¢ per point on average, with premium redemptions reaching up to 1.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.
Ready to Get the GM Business Card?
Apply now and track your rewards, credits, and signup bonus progress — all in one place
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