Best Credit Card for Office Supplies
Compare the best credit cards for office supplies, Staples, and Office Depot purchases to see which card earns the most rewards.
Office supply stores like Staples and Office Depot are gold for business card holders — many business cards earn 5x at office supply stores with no cap. This category is also commonly used as a portal to buy gift cards at elevated earn rates.
Top Pick
Chase Ink Business Cash
5x on Office Supply Stores
Note: This card has a $25,000 annual spending cap for Office Supply Stores. Earnings above this amount will be at the base rate.
Before you click out
- This is the best fit only if you actually spend heavily on office supplies.
- You are optimizing for rewards without taking on an annual fee.
- If this is your pick, apply now and keep this page open in another tab for reference.
More Good Options
U.S. Bank Cash RewardsU.S. Bank Triple Cash Rewards Business3xpts/dollar3.0%return3x on Office Supply Stores
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Bank of America Cash RewardsBank of America Business Advantage Customized Cash Rewards Mastercard3xpts/dollar3.0%return3x on Office Supply Stores
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State Farm Cash RewardsState Farm Business Cash Rewards Visa Signature Card3xpts/dollar3.0%return3x on Office Supply Stores
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Rewards Calculator
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Quick summary
A short version of the recommendation with the main numbers and fallback option.
For Staples, Office Depot, and office supply stores, Chase Ink Business Cash is currently our top overall pick at 5x, which works out to about 10.0% back using CardCurator's current point valuations. 5x on Office Supply Stores. At $500/month of spend, the top card is worth about $600/year before signup bonuses or statement credits. Summary generated August 5, 2026. Source: https://cardcurator.ai/best-credit-card-for/office-supplies
- Chase Ink Business Cash: 5x and 10.0% effective return.
- At $500/month, that's about $600/year in rewards value before bonuses.
- Chase Ink Business Cash is the current no-fee fallback at 5x (10.0% effective return).
- Methodology uses live earn rates, annual fees, and current point valuations.
Common Questions
What is the best credit card for Office Supplies?
The Chase Ink Business Cash is currently the top pick for Staples, Office Depot, and office supply stores, earning 5x points per dollar — an effective 10.0% return.
How many points do you earn on Office Supplies purchases?
The top-rated card for Staples, Office Depot, and office supply stores, the Chase Ink Business Cash, earns 5x per dollar — an effective return of 10.0%.
Is there a no-annual-fee card that earns rewards on Office Supplies?
Yes — the Chase Ink Business Cash earns 5x on Staples, Office Depot, and office supply stores with no annual fee (10.0% effective return).
Is a premium card worth the annual fee for Office Supplies spending?
Whether a premium card pays off depends on your total spending across all categories, not just office supplies. Premium cards typically include travel credits, lounge access, and other perks that can exceed their annual fee.
Which card earns the most if I spend $500 per month on Office Supplies?
Chase Ink Business Cash: $600/yr, U.S. Bank Triple Cash Rewards Business: $180/yr, Bank of America Business Advantage Customized Cash Rewards Mastercard: $180/yr. The Chase Ink Business Cash earns the most at $500/month.
Do rotating category cards earn on Office Supplies?
Some cards — like Chase Freedom Flex and Discover it — occasionally feature office supplies as a 5% bonus category for one quarter per year. Year-round, a dedicated office supplies card typically outperforms rotating category cards since you can't always count on the bonus.