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Office Supplies

Best Credit Card for Office Supplies

Compare the top credit cards for Staples, Office Depot, and office supply stores and find which one earns the most rewards.

Office supply stores like Staples and Office Depot are gold for business card holders — many business cards earn 5x at office supply stores with no cap. This category is also commonly used as a portal to buy gift cards at elevated earn rates.

Top Pick

Best Pick
Chase Ink Business Cash card art
Chase Ultimate Rewards

Chase Ink Business Cash

5x
points per dollar
10.0%
effective return
No annual fee
annual fee

5x on Office Supply Stores

Note: This card has a $25,000 annual spending cap for Office Supply Stores. Earnings above this amount will be at the base rate.

More Good Options

  • U.S. Bank Triple Cash Rewards Business card art
    U.S. Bank Cash Rewards
    U.S. Bank Triple Cash Rewards Business
    3x
    pts/dollar
    3.0%
    return

    3x on Office Supply Stores

    Learn more →
  • Bank of America Business Advantage Customized Cash Rewards Mastercard card art
    Bank of America Cash Rewards
    Bank of America Business Advantage Customized Cash Rewards Mastercard
    3x
    pts/dollar
    3.0%
    return

    3x on Office Supply Stores

    Learn more →
  • GM Business Card card art
    GM BuyPower Rewards
    GM Business Card
    3x
    pts/dollar
    3.0%
    return

    3x on Office Supply Stores

    Learn more →
  • Atmos™ Rewards Visa Signature® Business Card card art
    Atmos Rewards
    Atmos™ Rewards Visa Signature® Business Card
    2x
    pts/dollar
    3.0%
    return

    2x on Office Supplies

    Learn more →

Rewards Calculator

$ / month

Enter a monthly spend amount above to see estimated annual rewards per card.

Common Questions

What is the best credit card for Office Supplies?

The Chase Ink Business Cash is currently the top pick for Staples, Office Depot, and office supply stores, earning 5x points per dollar — an effective 10.0% return.

How many points do you earn on Office Supplies purchases?

The top-rated card for Staples, Office Depot, and office supply stores, the Chase Ink Business Cash, earns 5x per dollar — an effective return of 10.0%.

Is there a no-annual-fee card that earns rewards on Office Supplies?

Yes — the Chase Ink Business Cash earns 5x on Staples, Office Depot, and office supply stores with no annual fee (10.0% effective return).

Is a premium card worth the annual fee for Office Supplies spending?

Whether a premium card pays off depends on your total spending across all categories, not just office supplies. Premium cards typically include travel credits, lounge access, and other perks that can exceed their annual fee.

Which card earns the most if I spend $500 per month on Office Supplies?

Chase Ink Business Cash: $600/yr, U.S. Bank Triple Cash Rewards Business: $180/yr, Bank of America Business Advantage Customized Cash Rewards Mastercard: $180/yr. The Chase Ink Business Cash earns the most at $500/month.

Do rotating category cards earn on Office Supplies?

Some cards — like Chase Freedom Flex and Discover it — occasionally feature office supplies as a 5% bonus category for one quarter per year. Year-round, a dedicated office supplies card typically outperforms rotating category cards since you can't always count on the bonus.