Best Credit Card for Office Supplies
Compare the top credit cards for Staples, Office Depot, and office supply stores and find which one earns the most rewards.
Office supply stores like Staples and Office Depot are gold for business card holders — many business cards earn 5x at office supply stores with no cap. This category is also commonly used as a portal to buy gift cards at elevated earn rates.
Top Pick
More Good Options
U.S. Bank Cash RewardsU.S. Bank Triple Cash Rewards Business3xpts/dollar3.0%return3x on Office Supply Stores
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Bank of America Cash RewardsBank of America Business Advantage Customized Cash Rewards Mastercard3xpts/dollar3.0%return3x on Office Supply Stores
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GM BuyPower RewardsGM Business Card3xpts/dollar3.0%return3x on Office Supply Stores
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Atmos RewardsAtmos™ Rewards Visa Signature® Business Card2xpts/dollar3.0%return2x on Office Supplies
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Rewards Calculator
Enter a monthly spend amount above to see estimated annual rewards per card.
Common Questions
What is the best credit card for Office Supplies?
The Chase Ink Business Cash is currently the top pick for Staples, Office Depot, and office supply stores, earning 5x points per dollar — an effective 10.0% return.
How many points do you earn on Office Supplies purchases?
The top-rated card for Staples, Office Depot, and office supply stores, the Chase Ink Business Cash, earns 5x per dollar — an effective return of 10.0%.
Is there a no-annual-fee card that earns rewards on Office Supplies?
Yes — the Chase Ink Business Cash earns 5x on Staples, Office Depot, and office supply stores with no annual fee (10.0% effective return).
Is a premium card worth the annual fee for Office Supplies spending?
Whether a premium card pays off depends on your total spending across all categories, not just office supplies. Premium cards typically include travel credits, lounge access, and other perks that can exceed their annual fee.
Which card earns the most if I spend $500 per month on Office Supplies?
Chase Ink Business Cash: $600/yr, U.S. Bank Triple Cash Rewards Business: $180/yr, Bank of America Business Advantage Customized Cash Rewards Mastercard: $180/yr. The Chase Ink Business Cash earns the most at $500/month.
Do rotating category cards earn on Office Supplies?
Some cards — like Chase Freedom Flex and Discover it — occasionally feature office supplies as a 5% bonus category for one quarter per year. Year-round, a dedicated office supplies card typically outperforms rotating category cards since you can't always count on the bonus.

