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Quick Answer

The Rakuten American Express® Card is the best card for Mia's Brooklyn Bakery — it earns 10x and 10x on Rakuten Dining.

Updated May 2026

Dining

Best Credit Card for Mia's Brooklyn Bakery

Compare the top credit cards to maximize your rewards every time you shop at Mia's Brooklyn Bakery.

Dining is a premium bonus category, with top cards earning 3–5x at restaurants, bars, and cafes. Spending $400/month on dining with the right card can generate $250–$400 in extra annual rewards. Mia's Brooklyn Bakery orders typically code as dining or fast food, qualifying for these bonuses.

Top Pick

Best Pick
Rakuten American Express® Card card art
Rakuten

Rakuten American Express® Card

10x
points per dollar
20.0%
effective return
No annual fee
annual fee
20,000 pts
signup bonus
spend $2,000 in 3mo

10x on Rakuten Dining

More Good Options

  • Bilt Palladium Card card art
    Bilt Rewards
    Bilt Palladium Card
    6x
    pts/dollar
    12.0%
    return

    6x on Dining

    More Info →
  • Chase Freedom Unlimited card art
    Chase Ultimate Rewards
    Chase Freedom Unlimited
    3x
    pts/dollar
    6.0%
    return

    3x on Dining

    More Info →
  • American Express Green Card card art
    American Express Membership Rewards
    American Express Green Card
    3x
    pts/dollar
    6.0%
    return

    3x on Dining At Restaurants Worldwide, including takeout and delivery in the US.

    More Info →
  • Capital One SavorOne Cash Rewards card art
    Capital One
    Capital One SavorOne Cash Rewards
    3x
    pts/dollar
    5.6%
    return

    3x on Dining

    More Info →

Rewards Calculator

$ / month

Enter a monthly spend amount above to see estimated annual rewards per card.

Common Questions

What is the best credit card to use at Mia's Brooklyn Bakery?

The Rakuten American Express® Card is currently the top pick at Mia's Brooklyn Bakery, earning 10x points per dollar — an effective 20.0% return. 10x on Rakuten Dining

How many points do I earn at Mia's Brooklyn Bakery per dollar spent?

Top cards earn between 3x and 10x at Mia's Brooklyn Bakery. Leading options include: Rakuten American Express® Card (10x), Bilt Palladium Card (6x), Chase Freedom Unlimited (3x).

Does Mia's Brooklyn Bakery count as dining for credit card rewards?

Mia's Brooklyn Bakery typically falls under the Dining category for credit card reward purposes. Cards with a dining spending bonus will earn an elevated rate here. Dining is a premium bonus category, with top cards earning 3–5x at restaurants, bars, and cafes. Spending $400/month on dining with the right card can generate $250–$400 in extra annual rewards. Mia's Brooklyn Bakery orders typically code as dining or fast food, qualifying for these bonuses.

Is there a no-annual-fee card that earns well at Mia's Brooklyn Bakery?

Yes — the Rakuten American Express® Card has no annual fee and earns 10x at Mia's Brooklyn Bakery (20.0% effective return). 10x on Rakuten Dining

Is a premium card worth the annual fee for Mia's Brooklyn Bakery spending?

The Bilt Palladium Card ($495/yr) earns 6x at Mia's Brooklyn Bakery. If you spend $344/month or more there, the category rewards alone offset the annual fee — before counting travel credits and other perks that often exceed $500 in value on premium cards.

Which card earns the most if I spend $500 per month at Mia's Brooklyn Bakery?

Rakuten American Express® Card: $1200/yr, Bilt Palladium Card: $720/yr, Chase Freedom Unlimited: $360/yr. The Rakuten American Express® Card earns the most at $500/month.