The Credit One Bank Wander American Express Card is the best card for MGM Grand — it earns 10x (10.0% return) and 10x on Hotels.
Updated May 2026
Best Credit Card for MGM Grand
Compare the top credit cards to maximize your rewards every time you shop at MGM Grand.
Travel purchases frequently qualify for elevated earn rates and unlock valuable perks like trip cancellation insurance, lounge access, and primary auto rental coverage. Premium travel cards typically earn 3–5x on MGM Grand and similar purchases, with annual credits that can offset the entire annual fee.
How CardCurator ranks this merchant
These rankings use current earn rates, annual fee drag, reward value, and merchant-category fit. They are based on live card data, not a fixed sponsored list.
Top Pick
More Good Options
U.S. Bank FlexPerksU.S. Bank Altitude Reserve Visa Infinite10xpts/dollar10.0%return10x on Prepaid Hotels (Travel Center)
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AAdvantageAadvantage Globe Mastercard6xpts/dollar9.0%return6x on Eligible AAdvantage Hotels Bookings
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IHG One RewardsIHG One Rewards Premier Credit Card10xpts/dollar7.0%return10x on IHG Hotels and Resorts
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United MileagePlusUnited Quest5xpts/dollar6.5%return5x on Prepaid Hotel Stays (Renowned Hotels)
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Rewards Calculator
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Common Questions
What is the best credit card to use at MGM Grand?
The Credit One Bank Wander American Express Card is currently the top pick at MGM Grand, earning 10x points per dollar — an effective 10.0% return. 10x on Hotels
How many points do I earn at MGM Grand per dollar spent?
Top cards earn between 5x and 10x at MGM Grand. Leading options include: Credit One Bank Wander American Express Card (10x), U.S. Bank Altitude Reserve Visa Infinite (10x), Aadvantage Globe Mastercard (6x).
Does MGM Grand count as hotels for credit card rewards?
MGM Grand typically falls under the Hotels category for credit card reward purposes. Cards with a hotels spending bonus will earn an elevated rate here. Travel purchases frequently qualify for elevated earn rates and unlock valuable perks like trip cancellation insurance, lounge access, and primary auto rental coverage. Premium travel cards typically earn 3–5x on MGM Grand and similar purchases, with annual credits that can offset the entire annual fee.
Is a premium card worth the annual fee for MGM Grand spending?
The U.S. Bank Altitude Reserve Visa Infinite ($400/yr) earns 10x at MGM Grand. If you spend $333/month or more there, the category rewards alone offset the annual fee — before counting travel credits and other perks that often exceed $500 in value on premium cards.
Which card earns the most if I spend $500 per month at MGM Grand?
Credit One Bank Wander American Express Card: $600/yr, U.S. Bank Altitude Reserve Visa Infinite: $600/yr, Aadvantage Globe Mastercard: $540/yr. The Credit One Bank Wander American Express Card earns the most at $500/month.
Also earning in Hotels
Need a situation-specific recommendation?
Merchant rankings are a good starting point, but the best card can change if you care more about international use, business spending, or lower-friction approval.