The U.S. Bank Business Altitude Connect is the best card for MGM Grand — it earns 5x (7.5% return) and 5x on Hotels.
Updated July 2026
Best Credit Card for MGM Grand
Compare the top credit cards to maximize your rewards every time you shop at MGM Grand.
Choosing the right card for MGM Grand can meaningfully boost your overall rewards return. The difference between a 1x flat card and the best card for this category can add up to hundreds of dollars in extra rewards per year on regular spending.
How CardCurator ranks this merchant
These rankings use current earn rates, annual fee drag, reward value, and merchant-category fit. They are based on live card data, not a fixed sponsored list.
Top Pick
More Good Options
American Express Membership RewardsAmerican Express Green Card3xpts/dollar6.0%return3x on On Travel Including airfare, hotels, tours, campgrounds, car rentals, cruises, vacation rentals, and more
More Info →
MGM RewardsMGM Rewards Iconic World Elite Mastercard6xpts/dollar6.0%return6x on MGM Rewards Destinations
More Info →
Chase Ultimate RewardsChase Ink Business Preferred3xpts/dollar6.0%return3x on Travel
More Info →
Wells Fargo Autograph RewardsWells Fargo Autograph Journey5xpts/dollar5.0%return5x on Hotels
More Info →
Portal-Only Travel Options
These rates only apply when you book through the issuer or partner portal, not when you pay MGM Grand directly.
Citi ThankYou PointsCiti Strata Elite12xpts/dollar18.0%return12x on Hotels (Citi Travel) (travel portal only)
More Info →
Chase Ultimate RewardsChase Sapphire Reserve8xpts/dollar16.0%return8x on Chase Travel (travel portal only)
More Info →
Credit One Bank Cash BackCredit One Bank Wander American Express Card10xpts/dollar10.0%return10x on Hotels (travel portal only)
More Info →
U.S. Bank FlexPerksU.S. Bank Altitude Reserve Visa Infinite10xpts/dollar10.0%return10x on Prepaid Hotels (Travel Center) (travel portal only)
More Info →
Rewards Calculator
Enter a monthly spend amount above to see estimated annual rewards per card.
Quick summary
A short version of the recommendation with the main numbers and tradeoffs.
At MGM Grand, U.S. Bank Business Altitude Connect is currently our top overall pick at 5x, which works out to about 7.5% back based on CardCurator's current point valuations. 5x on Hotels. On $500/month of spend, the top card is worth about $450/year before signup bonuses or statement credits. Summary generated July 12, 2026. Source: https://cardcurator.ai/merchant/mgm-grand
- U.S. Bank Business Altitude Connect: 5x and 7.5% effective return.
- At $500/month, that's about $450/year in rewards value before bonuses.
- No separate no-annual-fee fallback currently ranks near the top.
- Methodology uses live earn rates, annual fees, and current point valuations.
Common Questions
What is the best credit card to use at MGM Grand?
The U.S. Bank Business Altitude Connect is currently the top pick at MGM Grand, earning 5x points per dollar — an effective 7.5% return. 5x on Hotels
How many points do I earn at MGM Grand per dollar spent?
Top cards earn between 3x and 6x at MGM Grand. Leading options include: U.S. Bank Business Altitude Connect (5x), American Express Green Card (3x), MGM Rewards Iconic World Elite Mastercard (6x).
Does MGM Grand count as mgm rewards destinations for credit card rewards?
MGM Grand typically falls under the MGM Rewards Destinations category for credit card reward purposes. Cards with a mgm rewards destinations spending bonus will earn an elevated rate here. Choosing the right card for MGM Grand can meaningfully boost your overall rewards return. The difference between a 1x flat card and the best card for this category can add up to hundreds of dollars in extra rewards per year on regular spending.
Which card earns the most if I spend $500 per month at MGM Grand?
U.S. Bank Business Altitude Connect: $450/yr, American Express Green Card: $360/yr, MGM Rewards Iconic World Elite Mastercard: $360/yr. The U.S. Bank Business Altitude Connect earns the most at $500/month.
Need a situation-specific recommendation?
Merchant rankings are a good starting point, but the best card can change if you care more about international use, business spending, or lower-friction approval.