U.S. Bank FlexPerks VisaU.S. Bank Altitude Reserve Visa Infinite
Issued by U.S. Bank
Reviewed by the CardCurator Editorial Team
$425/year in trackable credits — never leave money on the table
Want to know if this card actually fits your spending?
Start by comparing U.S. Bank Altitude Reserve Visa Infinite against your strongest alternatives. Use a real statement later only if you need to validate whether your category mix changes the answer.
Before you apply
Use this quick check so you click out only when the offer and fee structure really fit.
- Best fit: strongest ongoing earning is 10x on Prepaid Hotels (Travel Center).
- Bonus hurdle: spend $4,500 in 3 months.
- Annual fee: $400 charged each year.
- Who should skip: anyone who will not recover the annual fee through ongoing spend, credits, or the welcome bonus.
- What happens next: you will leave CardCurator for the issuer or partner application page in a new tab.
Confirm current issuer terms and approval rules before you submit an application.
Earning Categories
Current Welcome Bonus
Earn 50,000 points after $4,500 in eligible purchases within the first 90 days (card closed to new applicants as of Nov 2024; historical offer)
Year 1 net value: $-395 (bonus − annual fee)
Statement Credits
Statement credit toward travel booked through U.S. Bank Travel Center. Prior to Dec 15, 2025, also covered dining, takeout, and delivery.
Reimbursement for Global Entry ($100) or TSA PreCheck application fee, once every four years.
Card Perks
Includes Visa Infinite concierge, travel and emergency assistance services, and various Visa Infinite protections.
Maximize Your U.S. Bank FlexPerks Points
Expert tips to get the most value from this program
Program Overview
U.S. Bank FlexPerks is a points-based rewards program earned on U.S. Bank FlexPerks credit cards. Unlike straightforward cashback, FlexPoints have variable value depending on how they're redeemed — they're worth the most when redeemed for airfare (up to 1.5¢/point), and significantly less for other redemptions. FlexPoints do not transfer to airline or hotel programs. Best for: occasional travelers who book through the U.S. Bank rewards portal and want a mid-tier points value without the complexity of transfer partner optimization.
Earning Tips
U.S. Bank FlexPerks Travel Rewards: - 2x on whichever category you spend the most in each billing cycle (gas/groceries/airlines — whichever is highest) - 1x everything else FlexPerks Gold American Express: - 3x on airlines - 2x on gas and groceries - 1x everything else Tips: - The automatic 2x on your highest-spend category makes the Travel Rewards card useful for diverse spenders - Earning is straightforward but the real consideration is redemption value through the FlexPerks portal
Redemption Tips
FlexPoint redemption values: - Airfare via portal: up to 1.5¢/point (best value) - Hotels via portal: ~0.75¢/point - Car rentals: ~0.75¢/point - Statement credit: 1¢/point - Gift cards: varies, usually below 1¢/point Maximize by booking airfare through the U.S. Bank FlexPerks travel portal. Points are applied in denominations that correspond to ticket price ranges, so a $450 ticket uses the same points as a $400 ticket within the same tier. Avoid non-travel redemptions — they offer half the value of airfare redemptions.
Card Details
U.S. Bank FlexPerks Program
Compare This Card
See how the U.S. Bank Altitude Reserve Visa Infinite stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Approval Insights
Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.
How to use this
- Use the approval summary as a signal, not a guarantee.
- Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
- Open the full approval page to see recent datapoints, profile bands, and notes.
Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.
Frequently Asked Questions
- What is the annual fee for the U.S. Bank Altitude Reserve Visa Infinite?
- The U.S. Bank Altitude Reserve Visa Infinite has an annual fee of $400 per year.
- What is the best category to use the U.S. Bank Altitude Reserve Visa Infinite for?
- The U.S. Bank Altitude Reserve Visa Infinite earns 10x on Prepaid Hotels (Travel Center), making it the strongest earning category for this card.
- What is the U.S. Bank Altitude Reserve Visa Infinite welcome bonus in 2026?
- The U.S. Bank Altitude Reserve Visa Infinite currently offers a welcome bonus of 50,000 points after spending $4,500 in the first 3 months.
- Does the U.S. Bank Altitude Reserve Visa Infinite charge foreign transaction fees?
- No, the U.S. Bank Altitude Reserve Visa Infinite does not charge foreign transaction fees, making it a good choice for international purchases.
- How much are U.S. Bank FlexPerks points worth?
- U.S. Bank FlexPerks points are worth approximately 1.50¢ per point on average, with premium redemptions reaching up to 2.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.
Use a category hub if you are not ready to apply for U.S. Bank Altitude Reserve Visa Infinite
Stay on a goal-based path instead of reopening random tabs. Start with the most relevant category guide, or jump to the main best-cards hub if you want broader partner inventory.
Best if you still want to compare broader points, miles, or premium travel options.
Need more travel card options?
Browse partner travel cards if this card is not the right fit but you still want points, transfer partners, or stronger travel perks.
What to check before you leave
- Look for a welcome bonus you can realistically earn.
- Compare the annual fee against lounge access, travel credits, or hotel perks.
- Check issuer rules and current terms before you apply.
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