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U.S. Bank Altitude Reserve Visa Infinite
U.S. Bank FlexPerks Visa

U.S. Bank Altitude Reserve Visa Infinite

Issued by U.S. Bank

Reviewed by the CardCurator Editorial Team

$400
Annual Fee
1x
Base Rate
10x
Prepaid Hotels (Travel Center)
~1.50¢
Per Point
industry est.

$425/year in trackable credits — never leave money on the table

Earning Categories

Prepaid Hotels (Travel Center)
10x
Car Rentals (Travel Center)
10x
Flights (Travel Center)
5x
Mobile Wallet Purchases
3x
Travel
3x
All Other Purchases
1x
$425/year in credits
Potential annual value from statement credits

Statement Credits

Annual Travel Credit
$325
/year

Statement credit toward travel booked through U.S. Bank Travel Center. Prior to Dec 15, 2025, also covered dining, takeout, and delivery.

Global Entry / TSA PreCheck
$100
/year

Reimbursement for Global Entry ($100) or TSA PreCheck application fee, once every four years.

Card Perks

Visa Infinite Benefits
OTHER

Includes Visa Infinite concierge, travel and emergency assistance services, and various Visa Infinite protections.

Maximize Your U.S. Bank FlexPerks Points

Expert tips to get the most value from this program

Program Overview

U.S. Bank FlexPerks is a points-based rewards program earned on U.S. Bank FlexPerks credit cards. Unlike straightforward cashback, FlexPoints have variable value depending on how they're redeemed — they're worth the most when redeemed for airfare (up to 1.5¢/point), and significantly less for other redemptions. FlexPoints do not transfer to airline or hotel programs. Best for: occasional travelers who book through the U.S. Bank rewards portal and want a mid-tier points value without the complexity of transfer partner optimization.

Earning Tips

U.S. Bank FlexPerks Travel Rewards: - 2x on whichever category you spend the most in each billing cycle (gas/groceries/airlines — whichever is highest) - 1x everything else FlexPerks Gold American Express: - 3x on airlines - 2x on gas and groceries - 1x everything else Tips: - The automatic 2x on your highest-spend category makes the Travel Rewards card useful for diverse spenders - Earning is straightforward but the real consideration is redemption value through the FlexPerks portal

Redemption Tips

FlexPoint redemption values: - Airfare via portal: up to 1.5¢/point (best value) - Hotels via portal: ~0.75¢/point - Car rentals: ~0.75¢/point - Statement credit: 1¢/point - Gift cards: varies, usually below 1¢/point Maximize by booking airfare through the U.S. Bank FlexPerks travel portal. Points are applied in denominations that correspond to ticket price ranges, so a $450 ticket uses the same points as a $400 ticket within the same tier. Avoid non-travel redemptions — they offer half the value of airfare redemptions.

Card Details

Authorized Users Free · max 4
Foreign Transaction Fee None

U.S. Bank FlexPerks Program

Program Details
Currency points
Program Type CREDIT_CARD
Portal Redemption Values
Baseline: 1c per point

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Compare This Card

See how the U.S. Bank Altitude Reserve Visa Infinite stacks up against other cards side by side — fees, bonuses, earn rates, and more.

Frequently Asked Questions

What is the annual fee for the U.S. Bank Altitude Reserve Visa Infinite?
The U.S. Bank Altitude Reserve Visa Infinite has an annual fee of $400 per year.
What is the best category to use the U.S. Bank Altitude Reserve Visa Infinite for?
The U.S. Bank Altitude Reserve Visa Infinite earns 10x on Prepaid Hotels (Travel Center), making it the strongest earning category for this card.
Does the U.S. Bank Altitude Reserve Visa Infinite charge foreign transaction fees?
No, the U.S. Bank Altitude Reserve Visa Infinite does not charge foreign transaction fees, making it a good choice for international purchases.
How much are U.S. Bank FlexPerks points worth?
U.S. Bank FlexPerks points are worth approximately 1.50¢ per point on average, with premium redemptions reaching up to 2.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.

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