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CardCurator — Rewards Intelligence
Best Buy

Best Credit Card for Best Buy

Compare the top credit cards to maximize your rewards every time you shop at Best Buy.

Choosing the right card for this category can meaningfully boost your overall rewards return on everyday spending.

Top Pick

Best Pick
American Express Business Gold Card card art
American Express Membership Rewards

American Express Business Gold Card

4x
points per dollar
8.0%
effective return
$375/yr
annual fee
100,000 pts
signup bonus
spend $15,000 in 3mo

4x on Electronics & Technology

Note: This card has a $150,000 annual spending cap for Electronics & Technology. Earnings above this amount will be at the base rate.

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More Good Options

  • My Best Buy Credit Card card art
    My Best Buy
    My Best Buy Credit Card
    5x
    pts/dollar
    5.0%
    return

    5x on Best Buy

    Learn more →
  • Apple Card card art
    Apple Card Daily Cash
    Apple Card
    3x
    pts/dollar
    3.0%
    return

    3x on Apple Purchases

    Learn more →
  • Bilt Palladium Card card art
    Bilt Rewards
    Bilt Palladium Card
    2x
    pts/dollar
    4.0%
    return

    2x base rate (no bonus for Best Buy)

    Learn more →
  • Capital One Venture Rewards card art
    Capital One
    Capital One Venture Rewards
    2x
    pts/dollar
    3.7%
    return

    2x base rate (no bonus for Best Buy)

    Learn more →
Compare these 3 cards side by side

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$ / month

Enter a monthly spend amount above to see estimated annual rewards per card.

Common Questions

What is the best credit card to use at Best Buy?

The American Express Business Gold Card is currently the top pick at Best Buy, earning 4x points per dollar — an effective 8.0% return. 4x on Electronics & Technology

How many points do I earn at Best Buy per dollar spent?

Top cards earn between 2x and 5x at Best Buy. Leading options include: American Express Business Gold Card (4x), My Best Buy Credit Card (5x), Apple Card (3x).

Does Best Buy count as best buy for credit card rewards?

Best Buy typically falls under the Best Buy category for credit card reward purposes. Cards with a best buy spending bonus will earn an elevated rate here. Choosing the right card for this category can meaningfully boost your overall rewards return on everyday spending.

Is there a no-annual-fee card that earns well at Best Buy?

Yes — the My Best Buy Credit Card has no annual fee and earns 5x at Best Buy (5.0% effective return). 5x on Best Buy