The LATAM Airlines Mastercard and The Platinum Card from American Express are closely matched. LATAM Airlines Mastercard wins on 2 categories (15,000 pts signup bonus); The Platinum Card from American Express wins on 2 (175,000 pts signup bonus). The better pick depends on your spending patterns.
LATAM Airlines Mastercard vs The Platinum Card from American Express
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Which Card Comes Out Ahead?
LATAM Airlines Mastercard and The Platinum Card from American Express are close enough that the better pick depends on where you spend most, how much value you get from perks, and whether you prefer one rewards ecosystem over the other.
Best if you want to keep annual cost lower.
Best if you care most about stronger category earning on everyday spend.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- LATAM Airlines Purchases 3x
- Restaurants, Rideshare, taxis, & public transit 2x
- All Other Purchases 1x
- Flights (Direct or Amex Travel) 5x
- Prepaid Hotels (Amex Travel) 5x
- All Other Purchases 1x
- Prepaid Hotel Credit $200
- Uber Cash $15
- Airline Fee Credit $200
- +4 more
- Centurion Lounge Access
- Priority Pass Select
- Delta Sky Club Access
- +6 more
- Flying Blue
- Delta SkyMiles
- JetBlue TrueBlue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Quick summary
A short version of the comparison with the main differences at a glance.
The LATAM Airlines Mastercard and The Platinum Card from American Express are closely matched. LATAM Airlines Mastercard wins on 2 categories (15,000 pts signup bonus); The Platinum Card from American Express wins on 2 (175,000 pts signup bonus). The better pick depends on your spending patterns. On raw upside, LATAM Airlines Mastercard tops out at 3x versus 5x for The Platinum Card from American Express. Current signup bonus values are roughly $195 for LATAM Airlines Mastercard and $35 for The Platinum Card from American Express. Updated June 14, 2026. Source: https://cardcurator.ai/compare/latam-airlines-mastercard-vs-the-platinum-card-from-american-express
- LATAM Airlines Mastercard wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: LATAM Airlines Mastercard reaches 3x; The Platinum Card from American Express reaches 5x.
- Annual fee: LATAM Airlines Mastercard is no annual fee; The Platinum Card from American Express is $895/yr.
- Current public bonus values are approximately $195 and $35.
Common Questions: LATAM Airlines Mastercard vs The Platinum Card from American Express
Is the LATAM Airlines Mastercard or The Platinum Card from American Express better for dining?
LATAM Airlines Mastercard earns 2x on dining; The Platinum Card from American Express has no dining bonus.
Which has the higher signup bonus in 2026?
LATAM Airlines Mastercard currently offers 15,000 pts signup bonus (spend $1,000 in 3 months). The Platinum Card from American Express offers 175,000 pts signup bonus (spend $12,000 in 6 months). LATAM Airlines Mastercard has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the LATAM Airlines Mastercard and the The Platinum Card from American Express?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. LATAM Airlines Mastercard is from Cardless and The Platinum Card from American Express is from American Express, so they're governed by separate bank policies.
Keep Researching
If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.