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CardCurator — Rewards Intelligence
Card Comparison

IHG One Rewards Premier Business Credit Card vs IHG One Rewards Premier Credit Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

IHG One Rewards Premier Business Credit Card card art
IHG One Rewards
IHG One Rewards Premier Business Credit Card
Chase
More Info
IHG One Rewards Premier Credit Card card art
IHG One Rewards
IHG One Rewards Premier Credit Card
Chase
More Info
Annual Fee
$99/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
See issuer
175,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • IHG Hotels and Resorts 10x
  • Travel 5x
  • Dining 5x
  • IHG Hotels and Resorts 10x
  • Travel 5x
  • Dining 5x
Reward Type
miles
miles
Key Credits
  • Statement Credit $100
  • Statement Credit $120
  • Statement Credit $100
  • Statement Credit $120
  • Statement Credit $50
Card Perks
  • 4th award night free
  • 4th award night free
  • Platinum Elite Status
Spend Milestones
  • 10000
    After $20,000 spend
  • 100 Statement Credit
    After $20,000 spend
  • 100 Statement Credit
    After $20,000 spend
  • 10000 points
    After $20,000 spend
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: IHG One Rewards Premier Business Credit Card vs IHG One Rewards Premier Credit Card

Is the IHG One Rewards Premier Business Credit Card or IHG One Rewards Premier Credit Card better for dining?

IHG One Rewards Premier Business Credit Card earns 5x on dining; IHG One Rewards Premier Credit Card earns 5x on dining. IHG One Rewards Premier Business Credit Card wins for dining.

Which has the higher signup bonus in 2026?

IHG One Rewards Premier Business Credit Card currently offers $1000 signup bonus. IHG One Rewards Premier Credit Card offers 175,000 pts signup bonus (spend $5,000 in 3 months). IHG One Rewards Premier Credit Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the IHG One Rewards Premier Business Credit Card and the IHG One Rewards Premier Credit Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.