Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

Hilton Honors American Express Card vs Hilton Honors Surpass

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Hilton Honors American Express Card card art
Hilton Honors
Hilton Honors American Express Card
American Express
More Info
Hilton Honors Surpass card art
Hilton Honors
Hilton Honors Surpass
American Express
More Info
Annual Fee
No annual fee
$150/yr
Foreign Fees
None
None
Signup Bonus
70,000 points
Spend $2,000 in 6 months
130,000 points
Spend $3,000 in 6 months
Top Earn Rates
  • hotels and resorts in the Hilton portfolio 7x
  • Dining At U.S. restaurants, including takeout and delivery, Groceries At U.S. supermarkets, Gas At U.S. gas stations 5x
  • All Other Purchases 3x
  • hotels and resorts within the Hilton portfolio 12x
  • Dining At U.S. restaurants, including takeout and delivery, 6x
  • Groceries At U.S. supermarkets 6x
Reward Type
miles
miles
Key Credits
None
  • Hilton Credit $50
Card Perks
  • Hilton Honors Silver Status
  • Hilton Honors Gold Status
Spend Milestones
No milestones
  • Free Night Award
    After $15,000 spend
Transfer Partners
No transfer partners
No transfer partners
Open full comparison tool Compare more cards

Common Questions: Hilton Honors American Express Card vs Hilton Honors Surpass

Is the Hilton Honors American Express Card or Hilton Honors Surpass better for dining?

Hilton Honors American Express Card earns 5x on dining; Hilton Honors Surpass earns 6x on dining. Hilton Honors Surpass wins for dining.

Which has the higher signup bonus in 2026?

Hilton Honors American Express Card currently offers 70,000 pts signup bonus (spend $2,000 in 6 months). Hilton Honors Surpass offers 130,000 pts signup bonus (spend $3,000 in 6 months). Hilton Honors American Express Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Hilton Honors American Express Card and the Hilton Honors Surpass?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.