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CardCurator — Rewards Intelligence
Card Comparison

Discover it Cash Back vs Prime Visa

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Discover it Cash Back card art
Discover Miles
Discover it Cash Back
Discover
More Info
Prime Visa card art
Amazon Rewards
Prime Visa
Chase
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
$100 credit
25,000 points
Top Earn Rates
  • Rotating Quarterly Categories 5x
  • All Other Purchases 1x
  • Amazon 5x
  • Whole Foods Market 5x
  • Amazon 5x
Reward Type
cashback
miles
Key Credits
None
None
Transfer Partners
Cash back only
No transfer partners
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Common Questions: Discover it Cash Back vs Prime Visa

Is the Discover it Cash Back or Prime Visa better for dining?

Discover it Cash Back has no dining bonus; Prime Visa earns 2x on dining.

Which has the higher signup bonus in 2026?

Discover it Cash Back currently offers $2 signup bonus. Prime Visa offers 25,000 pts signup bonus. Prime Visa has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Discover it Cash Back and the Prime Visa?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Discover it Cash Back is from Discover and Prime Visa is from Chase, so they're governed by separate bank policies.