The Costco Anywhere Visa and Southwest Performance Business are closely matched. Costco Anywhere Visa wins on 2 categories (no current bonus); Southwest Performance Business wins on 2 (80,000 pts signup bonus). The better pick depends on your spending patterns.
Costco Anywhere Visa vs Southwest Performance Business
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Which Card Comes Out Ahead?
Costco Anywhere Visa and Southwest Performance Business are close enough that the better pick depends on where you spend most, how much value you get from perks, and whether you prefer one rewards ecosystem over the other.
Best if you care most about stronger category earning on everyday spend.
Best if your main priority is the larger current welcome offer.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Gas at Costco 5x
- Eligible Gas and EV Charging 4x
- Restaurants 3x
- Southwest Airlines 4x
- Rapid Rewards Hotel and Car Rental Partners 3x
- Social Media and Search Engine Advertising, Internet, Cable and Phone Services 2x
- Costco Membership $65
- WiFi Credit $8
- Global Entry / TSA PreCheck $100
- Four Upgraded Boardings Per Year
- In-Flight WiFi Credits
- 1,500 Tier Qualifying Points
- +1 more
- 1,500 Tier Qualifying Points toward A-List statusAfter $10,000 spend
Quick summary
A short version of the comparison with the main differences at a glance.
The Costco Anywhere Visa and Southwest Performance Business are closely matched. Costco Anywhere Visa wins on 2 categories (no current bonus); Southwest Performance Business wins on 2 (80,000 pts signup bonus). The better pick depends on your spending patterns. On raw upside, Costco Anywhere Visa tops out at 5x versus 4x for Southwest Performance Business. Current signup bonus values are roughly $0 for Costco Anywhere Visa and $1120 for Southwest Performance Business. Updated June 4, 2026. Source: https://cardcurator.ai/compare/costco-anywhere-visa-vs-southwest-performance-business
- Costco Anywhere Visa wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Costco Anywhere Visa reaches 5x; Southwest Performance Business reaches 4x.
- Annual fee: Costco Anywhere Visa is no annual fee; Southwest Performance Business is $299/yr.
- Current public bonus values are approximately $0 and $1120.
Common Questions: Costco Anywhere Visa vs Southwest Performance Business
Is the Costco Anywhere Visa or Southwest Performance Business better for dining?
Costco Anywhere Visa earns 3x on dining; Southwest Performance Business has no dining bonus.
Which has the higher signup bonus in 2026?
Costco Anywhere Visa currently offers no current bonus. Southwest Performance Business offers 80,000 pts signup bonus (spend $5,000 in 3 months). Southwest Performance Business has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Costco Anywhere Visa and the Southwest Performance Business?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Costco Anywhere Visa is from Citi and Southwest Performance Business is from Chase, so they're governed by separate bank policies.
Keep Researching
If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.