The Marriott Bonvoy Brilliant edges out the Costco Anywhere Visa for most cardholders — it wins on 3 of 4 comparison categories and offers 200,000 pts signup bonus earns more (up to 21x vs 5x). The Costco Anywhere Visa is the better choice if you want no or lower annual fee.
Costco Anywhere Visa vs Marriott Bonvoy Brilliant
Get the clearer winner first, see the specific exception case, and only personalize further if the decision is genuinely close.
Marriott Bonvoy Brilliant is the better choice for most people.
Marriott Bonvoy Brilliant wins the measurable comparison on this page. Choose Costco Anywhere Visa only if best if you will actually use recurring statement credits and premium benefits..
Best if you care most about stronger category earning on everyday spend.
Review Marriott Bonvoy BrilliantBest if you will actually use recurring statement credits and premium benefits.
Review Costco Anywhere VisaWhy we picked this winner
- Marriott Bonvoy Brilliant wins 3 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Marriott Bonvoy Brilliant reaches 21x; Costco Anywhere Visa reaches 5x.
- Annual fee: Marriott Bonvoy Brilliant is $650/yr; Costco Anywhere Visa is no annual fee.
- Current public bonus values are approximately $0 and $14.
High-confidence recommendation
The winner has a clear edge in multiple measurable categories, so most readers do not need a deeper personalization step before acting.
Which Card Comes Out Ahead?
Marriott Bonvoy Brilliant is the stronger all-around option for most people in this matchup because it wins more measurable categories in our scoring model. Costco Anywhere Visa still makes sense if your spending pattern lines up better with its fee profile, issuer rules, or rewards ecosystem.
Best if you will actually use recurring statement credits and premium benefits.
Best if you care most about stronger category earning on everyday spend.
Why you can trust this answer
CardCurator compares measurable card economics first, then uses deeper rewards intelligence from program data, transfer partners, award charts, and live bonuses when a decision depends on the ecosystem behind the card rather than the card headline alone.
Personalize this answer without sharing sensitive data
Start with a few signals that usually decide close matchups: rough monthly spend, your top category, annual-fee tolerance, and whether you already hold either card.
This step is meant to break close ties without asking for uploads, account creation, or exact spending data.
Marriott Bonvoy Brilliant
Assumptions: default assumptions
Marriott Bonvoy Brilliant still comes out ahead after a light personalization pass, which suggests the recommendation is fairly robust.
- Gas at Costco 5x
- Eligible Gas and EV Charging 4x
- Restaurants 3x
- hotels participating in Marriott Bonvoy 21x
- Restaurants worldwide 3x
- Flights booked directly with airlines 3x
- Costco Membership $65
- TSA PreCheck/Global Entry Credit $120
- Marriott Bonvoy Property Credit $100
- Platinum Elite Status
- 25 Elite Night Cedits
- United MileagePlus
Quick summary
A short version of the comparison with the main differences at a glance.
The Marriott Bonvoy Brilliant edges out the Costco Anywhere Visa for most cardholders — it wins on 3 of 4 comparison categories and offers 200,000 pts signup bonus earns more (up to 21x vs 5x). The Costco Anywhere Visa is the better choice if you want no or lower annual fee. On raw upside, Marriott Bonvoy Brilliant tops out at 21x versus 5x for Costco Anywhere Visa. Current signup bonus values are roughly $0 for Costco Anywhere Visa and $14 for Marriott Bonvoy Brilliant. Summary generated July 26, 2026. Source: https://cardcurator.ai/compare/costco-anywhere-visa-vs-marriott-bonvoy-brilliant
- Marriott Bonvoy Brilliant wins 3 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Marriott Bonvoy Brilliant reaches 21x; Costco Anywhere Visa reaches 5x.
- Annual fee: Marriott Bonvoy Brilliant is $650/yr; Costco Anywhere Visa is no annual fee.
- Current public bonus values are approximately $0 and $14.
Common Questions: Costco Anywhere Visa vs Marriott Bonvoy Brilliant
Is the Costco Anywhere Visa or Marriott Bonvoy Brilliant better for dining?
Costco Anywhere Visa earns 3x on dining; Marriott Bonvoy Brilliant earns 3x on dining. Costco Anywhere Visa wins for dining.
Which has the higher signup bonus in 2026?
Costco Anywhere Visa currently offers no current bonus. Marriott Bonvoy Brilliant offers 200,000 pts signup bonus (spend $6,000 in 6 months). Marriott Bonvoy Brilliant has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Costco Anywhere Visa and the Marriott Bonvoy Brilliant?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Costco Anywhere Visa is from Citi and Marriott Bonvoy Brilliant is from American Express, so they're governed by separate bank policies.
Keep Researching
If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.