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CardCurator — Rewards Intelligence
Card Comparison

Chase Sapphire Reserve vs Southwest Plus

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Reserve card art
Chase Ultimate Rewards
Chase Sapphire Reserve
Chase
More Info
Southwest Plus card art
Southwest Rapid Rewards
Southwest Plus
Chase
More Info
Annual Fee
$795/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
200,000 points
Spend $30,000 in 6 months
85,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • Chase Travel 8x
  • Lyft 5x
  • Flights (Direct) 4x
  • Southwest Purchases 2x
  • Gas Stations and Grocery Stores 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • Annual Travel Credit $300
  • The Edit Hotel Credit $250
None
Card Perks
  • Priority Pass Select
  • Chase Sapphire Lounge by The Club
  • DashPass
  • +3 more
None listed
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners
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Common Questions: Chase Sapphire Reserve vs Southwest Plus

Is the Chase Sapphire Reserve or Southwest Plus better for dining?

Chase Sapphire Reserve earns 3x on dining; Southwest Plus has no dining bonus.

Which has the higher signup bonus in 2026?

Chase Sapphire Reserve currently offers 200,000 pts signup bonus (spend $30,000 in 6 months). Southwest Plus offers 85,000 pts signup bonus (spend $3,000 in 3 months). Chase Sapphire Reserve has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Sapphire Reserve and the Southwest Plus?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.