Card Comparison
Chase Sapphire Reserve vs IHG One Rewards Traveler Credit Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$795/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
125,000 points
Spend $6,000 in 3 months
80,000 points
Spend $2,000 in 3 months
Top Earn Rates
- Chase Travel 8x
- Lyft 5x
- Flights (Direct) 4x
- Participating IHG Hotels 5x
- Dining 3x
- Utilities 3x
Reward Type
miles
miles
Key Credits
- Annual Travel Credit $300
- The Edit Hotel Credit $250
None
Card Perks
- Priority Pass Select
- Chase Sapphire Lounge by The Club
- DashPass
- +3 more
- 4th award night free
- Silver Elite Status
Transfer Partners
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
No transfer partners
Common Questions: Chase Sapphire Reserve vs IHG One Rewards Traveler Credit Card
Is the Chase Sapphire Reserve or IHG One Rewards Traveler Credit Card better for dining?
Chase Sapphire Reserve earns 3x on dining; IHG One Rewards Traveler Credit Card earns 3x on dining. Chase Sapphire Reserve wins for dining.
Which has the higher signup bonus in 2026?
Chase Sapphire Reserve currently offers 125,000 pts signup bonus (spend $6,000 in 3 months). IHG One Rewards Traveler Credit Card offers 80,000 pts signup bonus (spend $2,000 in 3 months). Chase Sapphire Reserve has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Sapphire Reserve and the IHG One Rewards Traveler Credit Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.