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CardCurator — Rewards Intelligence
Card Comparison

Chase Sapphire Preferred vs Citi Strata Premier

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Sapphire Preferred card art
Chase Ultimate Rewards
Chase Sapphire Preferred
Chase
More Info
Citi Strata Premier card art
Citi ThankYou Points
Citi Strata Premier
Citi
More Info
Annual Fee
$95/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $5,000 in 3 months
60,000 points
Spend $4,000 in 3 months
Top Earn Rates
  • Chase Travel 5x
  • Dining 3x
  • Streaming 3x
  • Hotels (Citi Travel) 10x
  • Car Rentals (Citi Travel) 10x
  • Attractions (Citi Travel) 10x
Reward Type
miles
miles
Key Credits
  • hotel stays purchased through Chase Travel. $50
  • DoorDash Credit $10
  • Hotel Benefit $100
Card Perks
  • DoorDash Dashpass (~$100/yr)
None listed
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
  • AAdvantage
  • AAdvantage
  • Aeromexico Club Premier
  • Aeromexico Club Premier
  • Accor Live Limitless
  • +35 more
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Common Questions: Chase Sapphire Preferred vs Citi Strata Premier

Is the Chase Sapphire Preferred or Citi Strata Premier better for dining?

Chase Sapphire Preferred earns 3x on dining; Citi Strata Premier earns 3x on dining. Chase Sapphire Preferred wins for dining.

Which has the higher signup bonus in 2026?

Chase Sapphire Preferred currently offers 75,000 pts signup bonus (spend $5,000 in 3 months). Citi Strata Premier offers 60,000 pts signup bonus (spend $4,000 in 3 months). Chase Sapphire Preferred has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Sapphire Preferred and the Citi Strata Premier?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Preferred is from Chase and Citi Strata Premier is from Citi, so they're governed by separate bank policies.