Skip to main content
Card Comparison

British Airways Visa vs Hilton Honors American Express Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

British Airways Visa card art
British Airways Executive Club
British Airways Visa
Chase
More Info
Hilton Honors American Express Card card art
Hilton Honors
Hilton Honors American Express Card
American Express
More Info
Annual Fee
$95/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
85,000 points
Spend $5,000 in 3 months
70,000 points
Spend $2,000 in 6 months
Top Earn Rates
  • British Airways, Aer Lingus, and Iberia 3x
  • hotel accommodations when booked directly with the hotel 2x
  • All Other Purchases 1x
  • hotels and resorts in the Hilton portfolio 7x
  • Dining At U.S. restaurants, including takeout and delivery, Groceries At U.S. supermarkets, Gas At U.S. gas stations 5x
  • All Other Purchases 3x
Reward Type
miles
miles
Key Credits
None
None
Card Perks
None listed
  • Hilton Honors Silver Status
Spend Milestones
  • Travel Together Ticket every calendar year you make $30,000 in purchases on your British Airways credit card. Valid for two years when you redeem Avios for a flight on British Airways for a companion traveling on the same flight, or use it for a 50% discount on the Avios price you pay when booking a solo reward flight
    After $30,000 spend
No milestones
Transfer Partners
No transfer partners
No transfer partners

Common Questions: British Airways Visa vs Hilton Honors American Express Card

Is the British Airways Visa or Hilton Honors American Express Card better for dining?

British Airways Visa has no dining bonus; Hilton Honors American Express Card earns 5x on dining.

Which has the higher signup bonus in 2026?

British Airways Visa currently offers 85,000 pts signup bonus (spend $5,000 in 3 months). Hilton Honors American Express Card offers 70,000 pts signup bonus (spend $2,000 in 6 months). British Airways Visa has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the British Airways Visa and the Hilton Honors American Express Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. British Airways Visa is from Chase and Hilton Honors American Express Card is from American Express, so they're governed by separate bank policies.