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Quick Answer

The Blue Cash Everyday Card from American Express edges out the Chase Freedom Unlimited for most cardholders — it wins on 2 of 4 comparison categories and offers $400 signup bonus. The Chase Freedom Unlimited is the better choice if you prioritize a different rewards ecosystem.

Card Comparison

Blue Cash Everyday Card from American Express vs Chase Freedom Unlimited

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Blue Cash Everyday Card from American Express card art
American Express Membership Rewards
Blue Cash Everyday Card from American Express
American Express
More Info
Chase Freedom Unlimited card art
Chase Ultimate Rewards
Chase Freedom Unlimited
Chase
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
$250 credit
Spend $2,000 in 6 months
$200 credit
was 25k pts
Top Earn Rates
  • U.S. Supermarkets 3x
  • U.S. Online Retail Purchases 3x
  • U.S. Gas Stations 2x
  • Chase Travel 5x
  • Dining 3x
  • Drugstores 3x
Reward Type
cashback
miles
Pts Value
~1.10¢/pt points · industry est.
~1.50¢/pt points · industry est.
Key Credits
  • Disney Bundle Credit $7
  • Home Chef Credit $15
None
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • JetBlue TrueBlue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more

Common Questions: Blue Cash Everyday Card from American Express vs Chase Freedom Unlimited

Is the Blue Cash Everyday Card from American Express or Chase Freedom Unlimited better for dining?

Blue Cash Everyday Card from American Express has no dining bonus; Chase Freedom Unlimited earns 3x on dining.

Which has the higher signup bonus in 2026?

Blue Cash Everyday Card from American Express currently offers $400 signup bonus (spend $2,000 in 6 months). Chase Freedom Unlimited offers $200 signup bonus. Blue Cash Everyday Card from American Express has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Blue Cash Everyday Card from American Express and the Chase Freedom Unlimited?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Blue Cash Everyday Card from American Express is from American Express and Chase Freedom Unlimited is from Chase, so they're governed by separate bank policies.