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Blue Business Plus Credit Card from American Express vs Chase Ink Business Unlimited

Compare fees, current offers, and listed rewards. Add your preferences to see which card may fit better.

Headline comparison

Blue Business Plus Credit Card from American Express leads on the listed facts.

Blue Business Plus Credit Card from American Express leads on 2 of 4 headline comparisons: annual fee, estimated welcome bonus, highest listed earn rate, and annual listed credits. This is a starting point; category restrictions and the benefits you actually use can change the better fit.

Choose Blue Business Plus Credit Card from American Express if…

Best if you want a stronger international-travel setup with no foreign transaction fee.

Choose Chase Ink Business Unlimited instead if…

Best if you will actually use recurring statement credits and premium benefits.

Headline comparison · not personalized

This comparison has not assessed your spending or eligibility. Listed credits are potential benefits, not savings; earn-rate caps and redemption choices can change their value.

What leads on the listed facts

  • Blue Business Plus Credit Card from American Express wins 2 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: Blue Business Plus Credit Card from American Express reaches 2x; Chase Ink Business Unlimited reaches 1.5x.
  • Annual fee: Blue Business Plus Credit Card from American Express is no annual fee; Chase Ink Business Unlimited is no annual fee.
  • Current public bonus values are approximately $1500 and $1000.

Headline comparison · not personalized

This comparison has not assessed your spending or eligibility. Listed credits are potential benefits, not savings; earn-rate caps and redemption choices can change their value.

What happens after you click: if you use an application link, you will go directly to the issuer or affiliate partner. CardCurator may earn a referral fee, but the ranking here is based on card fit first.
Blue Business Plus Credit Card from American Express card art
American Express Membership Rewards
Blue Business Plus Credit Card from American Express
American Express
More Info
Chase Ink Business Unlimited card art
Chase Ultimate Rewards
Chase Ink Business Unlimited
Chase
More Info

Why you can trust this answer

CardCurator compares measurable card economics first, then uses deeper rewards intelligence from program data, transfer partners, award charts, and live bonuses when a decision depends on the ecosystem behind the card rather than the card headline alone.

Light personalization

Personalize this answer without sharing sensitive data

Start with a few signals that usually decide close matchups: rough monthly spend, your top category, annual-fee tolerance, and whether you already hold either card.

This step is meant to break close ties without asking for uploads, account creation, or exact spending data.

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Before personalization

Blue Business Plus Credit Card from American Express

Assumptions: default assumptions

No personal inputs have been applied. Add your spending focus, fee preference, or current cards to explore how the comparison changes.

Annual Fee
No annual fee
No annual fee
Foreign Fees
None
3%
Signup Bonus
75,000 points
Spend $6,000 in 4 months
100,000 points
Spend $8,000 in 4 months
Top Earn Rates
  • All Purchases 2x
  • All Purchases 1.5x
Reward Type
miles
miles
Pts Value
~1.10¢/pt points · industry est.
~1.50¢/pt points · industry est.
Key Credits
None
  • Instacart Business $20
Transfer Partners
  • Marriott Bonvoy
  • Flying Blue
  • Qatar Avios
  • Choice Privileges
  • KrisFlyer
  • +14 more
  • Flying Blue
  • JetBlue TrueBlue
  • KrisFlyer
  • United MileagePlus
  • Aer Lingus AerClub
  • +10 more

Quick summary

A short version of the comparison with the main differences at a glance.

Blue Business Plus Credit Card from American Express leads on 2 of 4 headline comparisons: annual fee, estimated welcome bonus, highest listed earn rate, and annual listed credits. This is a starting point; category restrictions and the benefits you actually use can change the better fit. On raw upside, Blue Business Plus Credit Card from American Express tops out at 2x versus 1.5x for Chase Ink Business Unlimited. Current signup bonus values are roughly $1500 for Blue Business Plus Credit Card from American Express and $1000 for Chase Ink Business Unlimited. Summary generated September 7, 2026. Source: https://cardcurator.ai/compare/blue-business-plus-credit-card-from-american-express-vs-chase-ink-business-unlimited

View source data
Winner
Blue Business Plus Credit Card from American Express
2/4 categories · up to 2x
Runner-up
Chase Ink Business Unlimited
1/4 categories · up to 1.5x
  • Blue Business Plus Credit Card from American Express wins 2 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: Blue Business Plus Credit Card from American Express reaches 2x; Chase Ink Business Unlimited reaches 1.5x.
  • Annual fee: Blue Business Plus Credit Card from American Express is no annual fee; Chase Ink Business Unlimited is no annual fee.
  • Current public bonus values are approximately $1500 and $1000.

Common Questions: Blue Business Plus Credit Card from American Express vs Chase Ink Business Unlimited

Is the Blue Business Plus Credit Card from American Express or Chase Ink Business Unlimited better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Blue Business Plus Credit Card from American Express currently offers 75,000 points (spend $6,000 in 4 months). Chase Ink Business Unlimited offers 100,000 points (spend $8,000 in 4 months). Blue Business Plus Credit Card from American Express has the larger bonus.

Which card is better for international travel?

Blue Business Plus Credit Card from American Express: no foreign transaction fee listed. Chase Ink Business Unlimited: 3% foreign transaction fee. Check the issuer's current terms before using a card abroad.

Can I hold both the Blue Business Plus Credit Card from American Express and the Chase Ink Business Unlimited?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Blue Business Plus Credit Card from American Express is from American Express and Chase Ink Business Unlimited is from Chase, so they're governed by separate bank policies.

Keep Researching

If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.