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Card Comparison

Blue Business Cash Card vs Southwest Premier

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Blue Business Cash Card card art
American Express Membership Rewards
Blue Business Cash Card
American Express
More Info
Southwest Premier card art
Southwest Rapid Rewards
Southwest Premier
Chase
More Info
Annual Fee
No annual fee
$149/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $6,000 in 4 months
85,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • All purchases 2x
  • Southwest Purchases 3x
  • Grocery Stores and Restaurants 2x
  • All Other Purchases 1x
Reward Type
cashback
miles
Key Credits
None
None
Spend Milestones
No milestones
  • 1,500 Tier Qualifying Points toward A-List status
    After $5,000 spend
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
No transfer partners

Common Questions: Blue Business Cash Card vs Southwest Premier

Is the Blue Business Cash Card or Southwest Premier better for dining?

Blue Business Cash Card has no dining bonus; Southwest Premier earns 2x on dining.

Which has the higher signup bonus in 2026?

Blue Business Cash Card currently offers 75,000 pts signup bonus (spend $6,000 in 4 months). Southwest Premier offers 85,000 pts signup bonus (spend $3,000 in 3 months). Blue Business Cash Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Blue Business Cash Card and the Southwest Premier?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Blue Business Cash Card is from American Express and Southwest Premier is from Chase, so they're governed by separate bank policies.