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CardCurator — Rewards Intelligence
Card Comparison

Bilt Palladium Card vs Southwest Premier Business

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bilt Palladium Card card art
Bilt Rewards
Bilt Palladium Card
Cardless
More Info
Southwest Premier Business card art
Southwest Rapid Rewards
Southwest Premier Business
Chase
More Info
Annual Fee
$495/yr
$149/yr
Foreign Fees
None
None
Signup Bonus
50,000 points + $300 credit
Spend $4,000 in 3 months
60,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • Dining 6x
  • Travel 3x
  • Rent 2x
  • Southwest Purchases 3x
  • Rapid Rewards Hotel and Car Rental Partners 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • Bilt Travel Hotel Credit $200
  • $200 Bilt Cash $200
  • Priority Pass $469
None
Card Perks
  • Priority Pass Select
  • Marriott Bonvoy Gold Elite Status
  • IHG One Rewards Platinum Elite Status
  • +2 more
None listed
Spend Milestones
No milestones
  • 2,000 Tier Qualifying Points toward A-List status
    After $5,000 spend
Transfer Partners
  • Atmos Rewards
  • Avianca LifeMiles
  • United MileagePlus
  • Flying Blue
  • Virgin Atlantic Flying Club
  • +19 more
No transfer partners
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Common Questions: Bilt Palladium Card vs Southwest Premier Business

Is the Bilt Palladium Card or Southwest Premier Business better for dining?

Bilt Palladium Card earns 6x on dining; Southwest Premier Business has no dining bonus.

Which has the higher signup bonus in 2026?

Bilt Palladium Card currently offers 50,000 pts signup bonus (spend $4,000 in 3 months). Southwest Premier Business offers 60,000 pts signup bonus (spend $3,000 in 3 months). Bilt Palladium Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bilt Palladium Card and the Southwest Premier Business?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bilt Palladium Card is from Cardless and Southwest Premier Business is from Chase, so they're governed by separate bank policies.