Skip to main content
Card Comparison

Avianca Lifemiles American Express Card vs Chase Ink Business Unlimited

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Avianca Lifemiles American Express Card card art
Avianca LifeMiles
Avianca Lifemiles American Express Card
Cardless
More Info
Chase Ink Business Unlimited card art
Chase Ultimate Rewards
Chase Ink Business Unlimited
Chase
More Info
Annual Fee
$99/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
40,000 points
Spend $3,000 in 3 months
75,000 points
Spend $6,000 in 3 months
Top Earn Rates
  • restaurants, groceries, or supermarkets 2x
  • LifeMiles or Avianca airlines 2x
  • All Other Purchases 1x
  • All Purchases 1.5x
Reward Type
miles
miles
Key Credits
None
  • Instacart Business $20
Card Perks
  • Silver Elite Status
  • Miles don't expire
None listed
Transfer Partners
No transfer partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more

Common Questions: Avianca Lifemiles American Express Card vs Chase Ink Business Unlimited

Is the Avianca Lifemiles American Express Card or Chase Ink Business Unlimited better for dining?

Avianca Lifemiles American Express Card earns 2x on dining; Chase Ink Business Unlimited has no dining bonus.

Which has the higher signup bonus in 2026?

Avianca Lifemiles American Express Card currently offers 40,000 pts signup bonus (spend $3,000 in 3 months). Chase Ink Business Unlimited offers 75,000 pts signup bonus (spend $6,000 in 3 months). Chase Ink Business Unlimited has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Avianca Lifemiles American Express Card and the Chase Ink Business Unlimited?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Avianca Lifemiles American Express Card is from Cardless and Chase Ink Business Unlimited is from Chase, so they're governed by separate bank policies.