The Chase Ink Business Unlimited edges out the Avianca Lifemiles American Express Card for most cardholders — it wins on 3 of 4 comparison categories and offers 100,000 pts signup bonus. The Avianca Lifemiles American Express Card is the better choice if you prioritize a different rewards ecosystem.
Avianca Lifemiles American Express Card vs Chase Ink Business Unlimited
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Which Card Comes Out Ahead?
Chase Ink Business Unlimited is the stronger all-around option for most people in this matchup because it wins more measurable categories in our scoring model. Avianca Lifemiles American Express Card still makes sense if your spending pattern lines up better with its fee profile, issuer rules, or rewards ecosystem.
Best if this rewards ecosystem fits the cards and travel programs you already use.
Best if your main priority is the larger current welcome offer.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- restaurants, groceries, or supermarkets 2x
- LifeMiles or Avianca airlines 2x
- All Other Purchases 1x
- All Purchases 1.5x
- Instacart Business $20
- Silver Elite Status
- Miles don't expire
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +10 more
Quick summary
A short version of the comparison with the main differences at a glance.
The Chase Ink Business Unlimited edges out the Avianca Lifemiles American Express Card for most cardholders — it wins on 3 of 4 comparison categories and offers 100,000 pts signup bonus. The Avianca Lifemiles American Express Card is the better choice if you prioritize a different rewards ecosystem. On raw upside, Chase Ink Business Unlimited tops out at 1.5x versus 2x for Avianca Lifemiles American Express Card. Current signup bonus values are roughly $680 for Avianca Lifemiles American Express Card and $1000 for Chase Ink Business Unlimited. Updated June 18, 2026. Source: https://cardcurator.ai/compare/avianca-lifemiles-american-express-card-vs-chase-ink-business-unlimited
- Chase Ink Business Unlimited wins 3 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Chase Ink Business Unlimited reaches 1.5x; Avianca Lifemiles American Express Card reaches 2x.
- Annual fee: Chase Ink Business Unlimited is no annual fee; Avianca Lifemiles American Express Card is $99/yr.
- Current public bonus values are approximately $680 and $1000.
Common Questions: Avianca Lifemiles American Express Card vs Chase Ink Business Unlimited
Is the Avianca Lifemiles American Express Card or Chase Ink Business Unlimited better for dining?
Avianca Lifemiles American Express Card earns 2x on dining; Chase Ink Business Unlimited has no dining bonus.
Which has the higher signup bonus in 2026?
Avianca Lifemiles American Express Card currently offers 40,000 pts signup bonus (spend $3,000 in 3 months). Chase Ink Business Unlimited offers 100,000 pts signup bonus (spend $8,000 in 4 months). Chase Ink Business Unlimited has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Avianca Lifemiles American Express Card and the Chase Ink Business Unlimited?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Avianca Lifemiles American Express Card is from Cardless and Chase Ink Business Unlimited is from Chase, so they're governed by separate bank policies.
Keep Researching
If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.