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American Express Green Card vs United℠ Business Card

Compare fees, current offers, and listed rewards. Add your preferences to see which card may fit better.

Headline comparison

United℠ Business Card leads on the listed facts.

United℠ Business Card leads on 2 of 4 headline comparisons: annual fee, estimated welcome bonus, highest listed earn rate, and annual listed credits. This is a starting point; category restrictions and the benefits you actually use can change the better fit.

Choose United℠ Business Card if…

Best if your main priority is the larger current welcome offer.

Choose American Express Green Card instead if…

Best if you care most about stronger category earning on everyday spend.

Headline comparison · not personalized

This comparison has not assessed your spending or eligibility. Listed credits are potential benefits, not savings; earn-rate caps and redemption choices can change their value.

What leads on the listed facts

  • United℠ Business Card wins 2 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: United℠ Business Card reaches 2x; American Express Green Card reaches 3x.
  • Annual fee: United℠ Business Card is $150/yr; American Express Green Card is $150/yr.
  • Current public bonus values: American Express Green Card ~$800; United℠ Business Card ~$1000.

Headline comparison · not personalized

This comparison has not assessed your spending or eligibility. Listed credits are potential benefits, not savings; earn-rate caps and redemption choices can change their value.

What happens after you click: if you use an application link, you will go directly to the issuer or affiliate partner. CardCurator may earn a referral fee, but the ranking here is based on card fit first.
American Express Green Card card art
American Express Membership Rewards
American Express Green Card
American Express
United℠ Business Card card art
United MileagePlus
United℠ Business Card
Chase

Why you can trust this answer

CardCurator compares measurable card economics first, then uses deeper rewards intelligence from program data, transfer partners, award charts, and live bonuses when a decision depends on the ecosystem behind the card rather than the card headline alone.

Light personalization

Personalize this answer without sharing sensitive data

Start with a few signals that usually decide close matchups: rough monthly spend, your top category, annual-fee tolerance, and whether you already hold either card.

This step is meant to break close ties without asking for uploads, account creation, or exact spending data.

Open Statement Analyzer
Before personalization

United℠ Business Card

Assumptions: default assumptions

No personal inputs have been applied. Add your spending focus, fee preference, or current cards to explore how the comparison changes.

Annual Fee
$150/yr
$150/yr
Foreign Fees
None
None
Signup Bonus
40,000 points
Spend $3,000 in 6 months
100,000 points
Top Earn Rates
  • On Travel Including airfare, hotels, tours, campgrounds, car rentals, cruises, vacation rentals, and more 3x
  • On Transit Including trains, buses, ferries, subways, and more 3x
  • Dining At Restaurants Worldwide, including takeout and delivery in the US. 3x
  • United Purchases 2x
  • Dining 2x
  • Gas Stations 2x
Reward Type
miles
miles
Pts Value
~2.00¢/pt points · industry est.
~1.30¢/pt miles · industry est.
Key Credits
  • CLEAR Plus Credit $209
  • United TravelBank Credit $125
  • United Hotels Credit $100
  • Rideshare Credit $100
  • +4 more
Card Perks
None listed
  • Two United Club One-Time Passes (~$100/yr)
  • Free First Checked Bag (~$200/yr)
  • Priority Boarding
  • +3 more
Spend Milestones
No milestones
  • 2 continental U.S. Economy Plus seat upgrades
    After $25,000 spend
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • JetBlue TrueBlue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +15 more
No transfer partners

Quick summary

A short version of the comparison with the main differences at a glance.

United℠ Business Card leads on 2 of 4 headline comparisons: annual fee, estimated welcome bonus, highest listed earn rate, and annual listed credits. This is a starting point; category restrictions and the benefits you actually use can change the better fit. On raw upside, United℠ Business Card tops out at 2x versus 3x for American Express Green Card. Current signup bonus values are roughly $800 for American Express Green Card and $1000 for United℠ Business Card. Summary generated October 13, 2026. Source: https://cardcurator.ai/compare/american-express-green-card-vs-united-business-card

View source data
Winner
United℠ Business Card
2/4 categories · up to 2x
Runner-up
American Express Green Card
1/4 categories · up to 3x
  • United℠ Business Card wins 2 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: United℠ Business Card reaches 2x; American Express Green Card reaches 3x.
  • Annual fee: United℠ Business Card is $150/yr; American Express Green Card is $150/yr.
  • Current public bonus values: American Express Green Card ~$800; United℠ Business Card ~$1000.

Common Questions: American Express Green Card vs United℠ Business Card

Is the American Express Green Card or United℠ Business Card better for dining?

American Express Green Card earns 3x on dining; United℠ Business Card earns 2x on dining. American Express Green Card wins for dining.

Which has the higher signup bonus in 2026?

American Express Green Card currently offers 40,000 points (spend $3,000 in 6 months). United℠ Business Card offers 100,000 points. United℠ Business Card has the larger bonus.

Which card is better for international travel?

American Express Green Card: no foreign transaction fee listed. United℠ Business Card: no foreign transaction fee listed. Check the issuer's current terms before using a card abroad.

Can I hold both the American Express Green Card and the United℠ Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Green Card is from American Express and United℠ Business Card is from Chase, so they're governed by separate bank policies.

Keep Researching

If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.