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Quick Answer

The United℠ Business Card edges out the American Express Green Card for most cardholders — it wins on 2 of 4 comparison categories and offers $1430 signup bonus. The American Express Green Card is the better choice if you prioritize a different rewards ecosystem.

Card Comparison

American Express Green Card vs United℠ Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

American Express Green Card card art
American Express Membership Rewards
American Express Green Card
American Express
More Info
United℠ Business Card card art
United MileagePlus
United℠ Business Card
Chase
More Info

Comparison Method

CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.

Annual Fee
$150/yr
$150/yr
Foreign Fees
None
None
Signup Bonus
40,000 points
Spend $3,000 in 6 months
See issuer
was 100k pts
Top Earn Rates
  • On Travel Including airfare, hotels, tours, campgrounds, car rentals, cruises, vacation rentals, and more 3x
  • On Transit Including trains, buses, ferries, subways, and more 3x
  • Dining At Restaurants Worldwide, including takeout and delivery in the US. 3x
  • United Purchases 2x
  • Dining 2x
  • Gas Stations 2x
Reward Type
miles
miles
Pts Value
~1.10¢/pt points · industry est.
~1.30¢/pt miles · industry est.
Key Credits
  • CLEAR Plus Credit $209
  • United TravelBank Credit $125
  • United Hotels Credit $100
  • Rideshare Credit $100
  • +4 more
Card Perks
None listed
  • Two United Club One-Time Passes (~$100/yr)
  • Free First Checked Bag (~$200/yr)
  • Priority Boarding
  • +3 more
Spend Milestones
No milestones
  • 2 continental U.S. Economy Plus seat upgrades
    After $25,000 spend
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • JetBlue TrueBlue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
No transfer partners

Quick summary

A short version of the comparison with the main differences at a glance.

The United℠ Business Card edges out the American Express Green Card for most cardholders — it wins on 2 of 4 comparison categories and offers $1430 signup bonus. The American Express Green Card is the better choice if you prioritize a different rewards ecosystem. On raw upside, United℠ Business Card tops out at 2x versus 3x for American Express Green Card. Current signup bonus values are roughly $800 for American Express Green Card and $1430 for United℠ Business Card. Updated May 30, 2026. Source: https://cardcurator.ai/compare/american-express-green-card-vs-united-business-card

View source data
Winner
United℠ Business Card
2/4 categories · up to 2x
Runner-up
American Express Green Card
1/4 categories · up to 3x
  • United℠ Business Card wins 2 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: United℠ Business Card reaches 2x; American Express Green Card reaches 3x.
  • Annual fee: United℠ Business Card is $150/yr; American Express Green Card is $150/yr.
  • Current public bonus values are approximately $800 and $1430.

Common Questions: American Express Green Card vs United℠ Business Card

Is the American Express Green Card or United℠ Business Card better for dining?

American Express Green Card earns 3x on dining; United℠ Business Card earns 2x on dining. American Express Green Card wins for dining.

Which has the higher signup bonus in 2026?

American Express Green Card currently offers 40,000 pts signup bonus (spend $3,000 in 6 months). United℠ Business Card offers $1430 signup bonus. United℠ Business Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the American Express Green Card and the United℠ Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Green Card is from American Express and United℠ Business Card is from Chase, so they're governed by separate bank policies.