The American Express Gold Card and United Quest are closely matched. American Express Gold Card wins on 2 categories (100,000 pts signup bonus); United Quest wins on 2 (100,000 pts signup bonus). The better pick depends on your spending patterns.
American Express Gold Card vs United Quest
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Restaurants (Worldwide) 4x
- U.S. Supermarkets 4x
- Flights (Direct or Amex Travel) 3x
- Prepaid Hotel Stays (Renowned Hotels) 5x
- United Flights 3x
- Other Travel 2x
- Uber Cash $10
- Dining Credit $10
- Resy Credit $100
- +1 more
- United Travel Credit $200
- Statement Credit $150
- Statement Credit $100
- +3 more
- The Hotel Collection Access
- Baggage Insurance Plan
- Trip Delay Insurance
- Free First and Second Checked Bags
- Priority Boarding
- 25% Back on United Inflight Purchases
- +1 more
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: American Express Gold Card vs United Quest
Is the American Express Gold Card or United Quest better for dining?
American Express Gold Card earns 4x on dining; United Quest earns 2x on dining. American Express Gold Card wins for dining.
Which has the higher signup bonus in 2026?
American Express Gold Card currently offers 100,000 pts signup bonus (spend $6,000 in 6 months). United Quest offers 100,000 pts signup bonus (spend $4,000 in 3 months). American Express Gold Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the American Express Gold Card and the United Quest?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Gold Card is from American Express and United Quest is from Chase, so they're governed by separate bank policies.