American Express Gold Card vs Chase Sapphire Preferred
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Restaurants (Worldwide) 4x
- U.S. Supermarkets 4x
- Flights (Direct or Amex Travel) 3x
- Chase Travel 5x
- Dining 3x
- Streaming 3x
- Uber Cash $10
- Dining Credit $10
- Resy Credit $100
- +1 more
- hotel stays purchased through Chase Travel. $50
- DoorDash Credit $10
- The Hotel Collection Access
- Baggage Insurance Plan
- Trip Delay Insurance
- DoorDash Dashpass (~$100/yr)
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Common Questions: American Express Gold Card vs Chase Sapphire Preferred
Is the American Express Gold Card or Chase Sapphire Preferred better for dining?
American Express Gold Card earns 4x on dining; Chase Sapphire Preferred earns 3x on dining. American Express Gold Card wins for dining.
Which has the higher signup bonus in 2026?
American Express Gold Card currently offers 90,000 pts signup bonus (spend $6,000 in 6 months). Chase Sapphire Preferred offers 75,000 pts signup bonus (spend $5,000 in 3 months). American Express Gold Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the American Express Gold Card and the Chase Sapphire Preferred?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Gold Card is from American Express and Chase Sapphire Preferred is from Chase, so they're governed by separate bank policies.