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Card Comparison

American Express Gold Card vs Chase Sapphire Preferred

See how these two cards stack up across fees, rewards, and signup bonuses.

American Express Gold Card card art
American Express Membership Rewards
American Express Gold Card
American Express
More Info
Chase Sapphire Preferred card art
Chase Ultimate Rewards
Chase Sapphire Preferred
Chase
More Info
Annual Fee
$325/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
90,000 points
Spend $6,000 in 6 months
75,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • Restaurants (Worldwide) 4x
  • U.S. Supermarkets 4x
  • Flights (Direct or Amex Travel) 3x
  • Chase Travel 5x
  • Dining 3x
  • Streaming 3x
Reward Type
miles
miles
Key Credits
  • Uber Cash
  • Dining Credit
  • Resy Credit
  • hotel stays purchased through Chase Travel.
  • DoorDash Credit