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CardCurator — Rewards Intelligence
Card Comparison

American Express Gold Card vs Chase Ink Business Premier

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

American Express Gold Card card art
American Express Membership Rewards
American Express Gold Card
American Express
More Info
Chase Ink Business Premier card art
Chase Ultimate Rewards
Chase Ink Business Premier
Chase
More Info
Annual Fee
$325/yr
$195/yr
Foreign Fees
None
None
Signup Bonus
90,000 points
Spend $6,000 in 6 months
100,000 points
Spend $10,000 in 3 months
Top Earn Rates
  • Restaurants (Worldwide) 4x
  • U.S. Supermarkets 4x
  • Flights (Direct or Amex Travel) 3x
  • Travel 3x
  • Shipping 3x
  • Advertising 3x
Reward Type
miles
miles
Key Credits
  • Uber Cash $10
  • Dining Credit $10
  • Resy Credit $100
  • +1 more
  • Annual Chase Travel Credit $100
Card Perks
  • The Hotel Collection Access
  • Baggage Insurance Plan
  • Trip Delay Insurance
None listed
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
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Common Questions: American Express Gold Card vs Chase Ink Business Premier

Is the American Express Gold Card or Chase Ink Business Premier better for dining?

American Express Gold Card earns 4x on dining; Chase Ink Business Premier earns 2x on dining. American Express Gold Card wins for dining.

Which has the higher signup bonus in 2026?

American Express Gold Card currently offers 90,000 pts signup bonus (spend $6,000 in 6 months). Chase Ink Business Premier offers 100,000 pts signup bonus (spend $10,000 in 3 months). Chase Ink Business Premier has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the American Express Gold Card and the Chase Ink Business Premier?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. American Express Gold Card is from American Express and Chase Ink Business Premier is from Chase, so they're governed by separate bank policies.