Skip to main content
Quick Answer

The Amazon Visa and Southwest Premier are closely matched. Amazon Visa wins on 1 categories (25,000 pts signup bonus); Southwest Premier wins on 1 (85,000 pts signup bonus). The better pick depends on your spending patterns.

Card Comparison

Amazon Visa vs Southwest Premier

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Which Card Comes Out Ahead?

Amazon Visa and Southwest Premier are close enough that the better pick depends on where you spend most, how much value you get from perks, and whether you prefer one rewards ecosystem over the other.

Amazon Visa

Best if you want to keep annual cost lower.

Southwest Premier

Best if your main priority is the larger current welcome offer.

Amazon Visa card art
Amazon Rewards
Amazon Visa
Chase
More Info
Southwest Premier card art
Southwest Rapid Rewards
Southwest Premier
Chase
More Info

Comparison Method

CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.

Annual Fee
No annual fee
$149/yr
Foreign Fees
None
None
Signup Bonus
25,000 points
85,000 points
Spend $2,000 in 3 months
was 85k pts
Top Earn Rates
  • Amazon.com purchases 3x
  • Amazon Fresh purchases 3x
  • Whole Foods Market purchases 3x
  • Southwest Purchases 3x
  • Grocery Stores and Restaurants 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Pts Value
~1.00¢/pt points · industry est.
~1.40¢/pt points · industry est.
Key Credits
None
None
Spend Milestones
No milestones
  • 1,500 Tier Qualifying Points toward A-List status
    After $5,000 spend
Transfer Partners
No transfer partners
No transfer partners

Quick summary

A short version of the comparison with the main differences at a glance.

The Amazon Visa and Southwest Premier are closely matched. Amazon Visa wins on 1 categories (25,000 pts signup bonus); Southwest Premier wins on 1 (85,000 pts signup bonus). The better pick depends on your spending patterns. On raw upside, Amazon Visa tops out at 3x versus 3x for Southwest Premier. Current signup bonus values are roughly $250 for Amazon Visa and $850 for Southwest Premier. Updated June 4, 2026. Source: https://cardcurator.ai/compare/amazon-visa-vs-southwest-premier

View source data
Winner
Amazon Visa
1/4 categories · up to 3x
Runner-up
Southwest Premier
1/4 categories · up to 3x
  • Amazon Visa wins 1 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: Amazon Visa reaches 3x; Southwest Premier reaches 3x.
  • Annual fee: Amazon Visa is no annual fee; Southwest Premier is $149/yr.
  • Current public bonus values are approximately $250 and $850.

Common Questions: Amazon Visa vs Southwest Premier

Is the Amazon Visa or Southwest Premier better for dining?

Amazon Visa earns 2x on dining; Southwest Premier earns 2x on dining. Amazon Visa wins for dining.

Which has the higher signup bonus in 2026?

Amazon Visa currently offers 25,000 pts signup bonus. Southwest Premier offers 85,000 pts signup bonus (spend $2,000 in 3 months). Southwest Premier has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Amazon Visa and the Southwest Premier?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.

Keep Researching

If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.