Card Comparison
Amazon Visa vs Bank of America Customized Cash Rewards
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
25,000 points
$200 credit
Spend $1,000 in 3 months
Top Earn Rates
- Amazon.com purchases 3x
- Amazon Fresh purchases 3x
- Whole Foods Market purchases 3x
- Choice Category 3x
- Grocery Stores 2x
- All Other Purchases 1x
Reward Type
miles
cashback
Key Credits
None
None
Transfer Partners
No transfer partners
Cash back only
Common Questions: Amazon Visa vs Bank of America Customized Cash Rewards
Is the Amazon Visa or Bank of America Customized Cash Rewards better for dining?
Amazon Visa earns 2x on dining; Bank of America Customized Cash Rewards has no dining bonus.
Which has the higher signup bonus in 2026?
Amazon Visa currently offers 25,000 pts signup bonus. Bank of America Customized Cash Rewards offers $20000 signup bonus (spend $1,000 in 3 months). Amazon Visa has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Amazon Visa and the Bank of America Customized Cash Rewards?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Amazon Visa is from Chase and Bank of America Customized Cash Rewards is from Bank of America, so they're governed by separate bank policies.