The Amazon Visa edges out the Bank of America Customized Cash Rewards for most cardholders — it wins on 1 of 4 comparison categories and offers 25,000 pts signup bonus. The Bank of America Customized Cash Rewards is the better choice if you prioritize a different rewards ecosystem.
Amazon Visa vs Bank of America Customized Cash Rewards
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Which Card Comes Out Ahead?
Amazon Visa is the stronger all-around option for most people in this matchup because it wins more measurable categories in our scoring model. Bank of America Customized Cash Rewards still makes sense if your spending pattern lines up better with its fee profile, issuer rules, or rewards ecosystem.
Best if your main priority is the larger current welcome offer.
Best if this rewards ecosystem fits the cards and travel programs you already use.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Amazon.com purchases 3x
- Amazon Fresh purchases 3x
- Whole Foods Market purchases 3x
- Choice Category 3x
- Grocery Stores 2x
- All Other Purchases 1x
Quick summary
A short version of the comparison with the main differences at a glance.
The Amazon Visa edges out the Bank of America Customized Cash Rewards for most cardholders — it wins on 1 of 4 comparison categories and offers 25,000 pts signup bonus. The Bank of America Customized Cash Rewards is the better choice if you prioritize a different rewards ecosystem. On raw upside, Amazon Visa tops out at 3x versus 3x for Bank of America Customized Cash Rewards. Current signup bonus values are roughly $250 for Amazon Visa and $200 for Bank of America Customized Cash Rewards. Updated June 4, 2026. Source: https://cardcurator.ai/compare/amazon-visa-vs-bank-of-america-customized-cash-rewards
- Amazon Visa wins 1 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Amazon Visa reaches 3x; Bank of America Customized Cash Rewards reaches 3x.
- Annual fee: Amazon Visa is no annual fee; Bank of America Customized Cash Rewards is no annual fee.
- Current public bonus values are approximately $250 and $200.
Common Questions: Amazon Visa vs Bank of America Customized Cash Rewards
Is the Amazon Visa or Bank of America Customized Cash Rewards better for dining?
Amazon Visa earns 2x on dining; Bank of America Customized Cash Rewards has no dining bonus.
Which has the higher signup bonus in 2026?
Amazon Visa currently offers 25,000 pts signup bonus. Bank of America Customized Cash Rewards offers $200 signup bonus (spend $1,000 in 3 months). Amazon Visa has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Amazon Visa and the Bank of America Customized Cash Rewards?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Amazon Visa is from Chase and Bank of America Customized Cash Rewards is from Bank of America, so they're governed by separate bank policies.
Keep Researching
If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.