Card Comparison
Aer Lingus Visa vs American Express Gold Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$95/yr
$325/yr
Foreign Fees
None
None
Signup Bonus
85,000 points
Spend $5,000 in 3 months
90,000 points
Spend $6,000 in 6 months
Top Earn Rates
- British Airways, Aer Lingus, and Iberia 3x
- hotel accommodations when booked directly with the hotel. 2x
- All Other Purchases 1x
- Restaurants (Worldwide) 4x
- U.S. Supermarkets 4x
- Flights (Direct or Amex Travel) 3x
Reward Type
miles
miles
Key Credits
None
- Uber Cash $10
- Dining Credit $10
- Resy Credit $100
- +1 more
Card Perks
- Priority Boarding on Aer Lingus flights from and to the US & Ireland
- The Hotel Collection Access
- Baggage Insurance Plan
- Trip Delay Insurance
Spend Milestones
- Commercial Companion Ticket each year Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive an economy companion ticket good for 12 months.After $30,000 spend
No milestones
Transfer Partners
No transfer partners
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: Aer Lingus Visa vs American Express Gold Card
Is the Aer Lingus Visa or American Express Gold Card better for dining?
Aer Lingus Visa has no dining bonus; American Express Gold Card earns 4x on dining.
Which has the higher signup bonus in 2026?
Aer Lingus Visa currently offers 85,000 pts signup bonus (spend $5,000 in 3 months). American Express Gold Card offers 90,000 pts signup bonus (spend $6,000 in 6 months). American Express Gold Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Aer Lingus Visa and the American Express Gold Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Aer Lingus Visa is from Chase and American Express Gold Card is from American Express, so they're governed by separate bank policies.