Warehouse Clubs
Best Credit Card for Warehouse Clubs
Compare the top credit cards for Costco, Sam's Club, and BJ's Wholesale and find which one earns the most rewards.
Top Pick
Best Pick

Bilt Rewards
Bilt Obsidian Card
3x
points per dollar
6.0%
effective return
$95/yr
annual fee
3x on Groceries
More Good Options
Air Canada AeroplanAeroplan Card3xpts/dollar4.7%return3x on purchases made directly with Air Canada, dining at restaurants, including takeout and eligible delivery services, grocery stores
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Hilton HonorsHilton Honors Surpass6xpts/dollar3.6%return6x on Groceries At U.S. supermarkets
U.S. Bank FlexPerksU.S. BANK ALTITUDE GO2xpts/dollar2.0%return2x on Groceries
Mesa HomeownersMesa Homeowner Visa Signature2xpts/dollar2.0%return2x on groceries, gas, EV charging, & more
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