{"success":true,"category":{"slug":"warehouse-clubs","displayName":"Warehouse Clubs","description":"Costco, Sam's Club, and BJ's Wholesale"},"summary":{"updatedAt":"2026-06-23T06:07:42.610Z","generatedAt":"2026-06-23T06:07:42.610Z","lastVerifiedAt":null,"entityType":"best_card_category","entityName":"Warehouse Clubs","pageUrl":"https://cardcurator.ai/best-credit-card-for/warehouse-clubs","canonicalUrl":"https://cardcurator.ai/best-credit-card-for/warehouse-clubs","jsonUrl":"https://cardcurator.ai/api/public/best-credit-card-for/warehouse-clubs/summary","methodologyUrl":"https://cardcurator.ai/how-we-rank-cards","dataSourcesUrl":"https://cardcurator.ai/data-sources","sourceUrls":["https://cardcurator.ai/best-credit-card-for/warehouse-clubs","https://cardcurator.ai/api/public/best-credit-card-for/warehouse-clubs/summary","https://cardcurator.ai/how-we-rank-cards","https://cardcurator.ai/data-sources"],"dataVersion":"public-citation-v1","shareTitle":"Best credit card for Warehouse Clubs","shareText":"For Costco, Sam's Club, and BJ's Wholesale, BJ's One+ Mastercard is currently our top overall pick at 5x, which works out to about 5.0% back using CardCurator's current point valuations. 5x on most purchases at BJ's. At $500/month of spend, the top card is worth about $300/year before signup bonuses or statement credits. Summary generated June 23, 2026. Source: https://cardcurator.ai/best-credit-card-for/warehouse-clubs","evidenceBullets":["BJ's One+ Mastercard: 5x and 5.0% effective return.","At $500/month, that's about $300/year in rewards value before bonuses.","BJ's One+ Mastercard is the current no-fee fallback at 5x (5.0% effective return).","Methodology uses live earn rates, annual fees, and current point valuations."],"bestCard":{"name":"BJ's One+ Mastercard","slug":"bj-s-one-mastercard","annualFee":0,"earnRate":5,"effectiveReturnRate":5,"explanation":"5x on most purchases at BJ's"},"noFeeCard":{"name":"BJ's One+ Mastercard","slug":"bj-s-one-mastercard","annualFee":0,"earnRate":5,"effectiveReturnRate":5,"explanation":"5x on most purchases at BJ's"}}}