U.S. Bank FlexPerks
Estimated value: 1.5¢ per points
U.S. Bank FlexPerks is a points-based rewards program earned on U.S. Bank FlexPerks credit cards. Unlike straightforward cashback, FlexPoints have variable value depending on how they're redeemed — they're worth the most when redeemed for airfare (up to 1.5¢/point), and significantly less for other redemptions. FlexPoints do not transfer to airline or hotel programs. Best for: occasional travelers who book through the U.S. Bank rewards portal and want a mid-tier points value without the complexity of transfer partner optimization.
Cards in This Program
U.S. BANK ALTITUDE GO
U.S. Bank
20,000 points bonus · ~$200 value
U.S Bank Business Leverage
U.S. Bank
75,000 points bonus · ~$750 value
U.S. Bank Business Altitude Connect
U.S. Bank
60,000 points bonus · ~$900 value
U.S. Bank Business Altitude Power
U.S. Bank
75,000 points bonus · ~$1125 value
U.S. Bank Altitude Reserve Visa Infinite
U.S. Bank
1.5¢
per points (baseline)
FlexPoint redemption values: - Airfare via portal: up to 1.5¢/point (best value) - Hotels via portal: ~0.75¢/point - Car rentals: ~0.75¢/point - Statement credit: 1¢/point - Gift cards: varies, usually below 1¢/point Maximize by booking airfare through the U.S. Bank FlexPerks travel portal. Points are applied in denominations that correspond to ticket price ranges, so a $450 ticket uses the same points as a $400 ticket within the same tier. Avoid non-travel redemptions — they offer half the value of airfare redemptions.
U.S. Bank FlexPerks Travel Rewards: - 2x on whichever category you spend the most in each billing cycle (gas/groceries/airlines — whichever is highest) - 1x everything else FlexPerks Gold American Express: - 3x on airlines - 2x on gas and groceries - 1x everything else Tips: - The automatic 2x on your highest-spend category makes the Travel Rewards card useful for diverse spenders - Earning is straightforward but the real consideration is redemption value through the FlexPerks portal