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Credit Card Rewards Program

U.S. Bank FlexPerks

Estimated value: 1.5¢ per points

U.S. Bank FlexPerks is a points-based rewards program earned on U.S. Bank FlexPerks credit cards. Unlike straightforward cashback, FlexPoints have variable value depending on how they're redeemed — they're worth the most when redeemed for airfare (up to 1.5¢/point), and significantly less for other redemptions. FlexPoints do not transfer to airline or hotel programs. Best for: occasional travelers who book through the U.S. Bank rewards portal and want a mid-tier points value without the complexity of transfer partner optimization.

5 Transfer Partners 1.5¢/pt

Best next action

See which programs can transfer into U.S. Bank FlexPerks.

Use the program facts below to decide whether to earn, transfer, or simply keep this program on your shortlist.

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Point Valuation

1.5¢

per points (baseline)

Range: 1.0¢ 2.0¢
Points Calculator
Cash out $1,000
Travel (1.5¢/pt) $1,500
Best case (2.0¢/pt) $2,000
→ Avianca LifeMiles $1,400
→ Qatar Avios $1,400
→ Flying Blue $1,300
Redemption Tips

FlexPoint redemption values: - Airfare via portal: up to 1.5¢/point (best value) - Hotels via portal: ~0.75¢/point - Car rentals: ~0.75¢/point - Statement credit: 1¢/point - Gift cards: varies, usually below 1¢/point Maximize by booking airfare through the U.S. Bank FlexPerks travel portal. Points are applied in denominations that correspond to ticket price ranges, so a $450 ticket uses the same points as a $400 ticket within the same tier. Avoid non-travel redemptions — they offer half the value of airfare redemptions.

Earning Tips

U.S. Bank FlexPerks Travel Rewards: - 2x on whichever category you spend the most in each billing cycle (gas/groceries/airlines — whichever is highest) - 1x everything else FlexPerks Gold American Express: - 3x on airlines - 2x on gas and groceries - 1x everything else Tips: - The automatic 2x on your highest-spend category makes the Travel Rewards card useful for diverse spenders - Earning is straightforward but the real consideration is redemption value through the FlexPerks portal